Uber Driver involved in crash warns drivers of insurance loophole.

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[vidocitymedia]

I've been driving for Uber quite a while now, out of necessity, and I can vouch for the fact that Uber doesn't give a shit about their drivers. They are absolutely without morals and all they care about are their profits. Honestly, the drivers provide everything; the car, the insurance, the fuel, your time and effort to transport THEIR passengers. We take ALL the risk and Uber takes all the rewards. I wish we could start a class action lawsuit and make them pay up.

[ms.donaldson]

I received my letter congratulating me for being 20 years accident free with Statefarm. I couldn't afford to pay for one month and they said "We will cancel you."
So - I paid every single month for over 25 years, never filed a claim.... but - BETTER have their money - it' that damn MOB!!!
Pay "just in case" but if nothing happens, nothing is returned!

[Fred.B]

The Uber insurance Gap is illegal, Unfair, inappropriate, and Bulling of the Rideshare Drivers!
Logically and legally the Rideshare insurance has to be started as soon as the drivers turn on the Rideshare App to look for or on their way to pick up passengers!
This insurance gap unfairness is so obvious that I believe a Class Action Lawsuit can solve the problem forever!

[chandraws]

You have to have rideshare insurance as an extra coverage. I have Allstate. Full coverage. If my Lyft insurance doesn’t cover, then my rideshare commercial/personal insurance will.

[darrenjackson]

Don't tell ur insurance company u drive for uber, I got in accident while pickings up passengers but i did not tell the insurance company what i was doing

[bradcrowner]

That's one reason I quit driving.There's alot of bad drivers on the road and I had seen videos about this.

[wamnicho]

But I was always aware of this, if you do enough research, you would know that Uber doesn't cover you if you're not going to pick up someone or have someone

[misterscruffle]

There needs to be a better solution, seriously with a company this big. So many drivers have no clue and will fall into this trap and owe thousands and thousands. I’ve seen it time and time again.

[jbrown]

I was involved in a accident last winter. Uber did cover the in route accident and I only had to pay the deductible. I'm going to guess it matters which state you live.

[brianshabel]

No personal insurance will cover you while driving ride share. Some insurance companies will state that up front, others wait until you ask directly or until you have a claim. Then they tell you that ride share breaks your policy and denies coverage.

You have to get additional "ride share" coverage on top of your regular coverage. "Full coverage" dose not include any commercial use. Not all insurance companies offer ride share coverage. Some do. You have to do your due diligence and find out for yourself. You may have to switch companies.

Uber's insurance coverage is basically like liability insurance. It covers anyone that could sue uber. Not you. It only kicks in when doing a ride. Not when you are just logged in. You have to be actively doing a ride for it to help You.

Ride share insurance was not expensive in my case, less than $20 dollars a month added to my regular policy. I can't speak to what you will come across. But if you don't have it, you are gambling. Look into it.

[Sweetlove]

Did she get a ticket though if you re end somebody it’s on her and at least they paid for the other people so I don’t feel Uber should fix her car unless she has both insurances

[johnshirazian]

You have to have ride share insurance, I have a Toyota camry 2011, full coverage with Farmers, I am paying $110, a month, I have been a Uber driver for 6 years now, couple of car accidents no problems at all, but you have to tell the insurance company at first that you are driving for Uber, not all insurance companies accept that, Farmers does, I am in California.

[siamimam]

If she didn't have any passenger in the car, then why did she tell her insurance company ??

[soda]

Listen these are your steps. If you don’t have Rideshare insurance including your personal insurance this will happen. You go agreed and keep driving without that extra insurance and get into an accident and you will be dropped.

[daddyduecedh]

I was just involved in a car accident here in Las Vegas a month ago by a taxi and uber stated they won't cover it and my personal insurance stated they won't cover either eventhough I have rideshare insurance so I'm confused too. Thank god the taxi was in the wrong and they fixed it. SMH uber. Be safe ya'll.

[oregonnatural]

I was doing delivery ubeyeaton my way to the customer I get sideswiped wasn’t my fault after accident passenger another vehicle came and broke my windshield and driver side window I was with 911 been record and they run from place I followed them till they stop and police came when I call Uber tell them so Allstate insurance for Uber and another they have Allstate too they don’t want to be responsible for the accident and I have a witness who call 911
So next couple days you guys will hear About me on news

[omarj]

Why you guys keep driving it’s not worth the headache .

[philipthomas]

This issue should have been solved 6, 7 years ago, after Uber got legal to operate in all 50 states! Here we go again...🧐

[slicknickxp]

I’m glad my insurance company has rideshare endorsement.

[j-rschmoove]

Torsten I been a driver for over 7 years and it seems like she wasn't clear on the rules. Not taking up for Uber but the rules are clear. 1 she needs RIDESHARE INSURANCE. Regular insurance WILL NOT pay for an accident if u drive rideshare. 2 Uber only kicks in if u are IN A TRIP. In other words...on your way to a pax...pax in car. Once pax exits and u end trip it's back on YOU THE DRIVER insurance. It's not a loophole this was made clear years ago. Not to mention hey the accident was her fault. 🤷🏾‍♂️ Ijs....