UBER INSURANCE COVERAGE EXPLAINED BY UBER ACCIDENT LAWYER #Attorney #Uber #Insurance

Hey there! This is Alexander Napolin Uber Accident "Lawyer In The House." In this video, I'll be discussing Uber's insurance coverage for their drivers while they're using the Uber app. This information can be helpful for anyone who uses Uber or is considering becoming an Uber driver.

First of all, Uber provides several types of insurance coverage for their drivers, including liability insurance, uninsured/underinsured motorist coverage, and contingent collision and comprehensive coverage. The amount of coverage and when it applies depends on the driver's status within the Uber app.

If a driver is using the Uber app but hasn't accepted a ride request, they're still covered by Uber's liability insurance if they're in an accident. If the driver has accepted a ride request, they're covered by both liability insurance and uninsured/underinsured motorist coverage. And if the driver is on their way to pick up a passenger or is currently transporting a passenger, they're covered by all three types of insurance coverage.

If you're an Uber driver and need to file a claim, the process is pretty straightforward. You can report the accident through the Uber app or by contacting Uber support. You'll need to provide some basic information about the accident, and Uber will take care of the rest.

Overall, Uber's insurance coverage is designed to protect their drivers and passengers in the event of an accident. If you're using Uber, it's good to know that you're covered by insurance and that Uber has your back if something goes wrong.

If you have any questions or concerns about an auto accident involving Uber, don't hesitate to contact an experienced personal injury attorney like Alexander D. Napolin. He can help you understand your legal options and ensure that you get the compensation you deserve. So, if you need legal assistance, give Napolin Law Firm a call today!

Best Uber Accident Lawyer near me - better than “lawyers in the house” attorneys haha

[KingDrewPhilip]

My car was totaled when the Uber app was online (phase 1 not in route to pick up a passenger). The person who hit me was fully at fault. Well, I don’t know if I did it incorrectly, but I went through the at fault insurance company. I never told my insurance company I was online at the time and simply stated I was actually on a personal drive only. In the end it still worked out as I got a nice payout for the car that was totaled, bought a used car very similar to the car that was totaled. The good thing ? No car payment as I paid the replacement car in full with the payouts. I guess that was a blessing in disguise. The at fault insurance company even paid for three weeks of lost income.

[larrycohen]

Sir, most accidents from rideshare drivers accure when they are wearing a wireless ear pods. This is a terms of service violation. The driver could be deactivated from the platform.

[boubabizo]

Hello, I got hit by a hit and run while driving Lyft and had 2 passengers. We called the cop and handed up a police report. Do you think Lyft would cover me the driver and those two passengers? Do I need to have commercial insurance to be covered me as a driver? Later on the suspect was found but not having assurance. What to do?

[joecampo]

Rideshare companies will screw you over anyway they can, i was driving hit by another car, thankfully no one was hurt but my car isn’t drivable, this is a warning to other drivers.

[CHRISMED]

A driver hit me and it was his fault, then once we pull over he puts the uber sign up while we are exchanging insurance info. All he had was a DMV Certificate of self insurance & his cal ID. He spoke broken english, it seems he has no personal insurance. My question, is the Uber going to pay my AAA insurance for his at fault accident?

[fadwasadki]

Hello I made an accident while driving Uber I dropped a customer and I was in my way to pick up another customer It was not my fault what I supposed to do now ?

[hoosierslots]

I have limited liability through my insurance company. I drive Uber. Tonight accidentally drove through flood waters possibly flash floods. I had a passenger in the car and my vehicle was totaled. You think they will cover me for my vehicle. I have a learning disability and don't understand this all the way. It was in Indiana.

[TeulaT]

I dont understand why we have to have a double pilicy of rideshare insurance as a driver I feel expolited on paying for the uber lyft commercial insuran e and my own private rideshare insurance id imagine both of these insurance companies would rather not pay and try to pin it on the other if somthing happens im based in CA

[azucarweber]

I got into an accident today, 😢 my car total loss, other car young lady broke her wrist.. I was driving to pick up one passenger, other driver was doing alone.. please contact me I need help.

[ideasforcardboard]

Yesterday I worked as an Uber driver, when I was delivering an order there was an accident. what measures should I take? Should I report it to my insurance company?

[tjthegreen]

Mr. Napolin.
I'm sorry if this comes as a bother to you. I am just so anxious/worried/scared and don't know where else to turn. I was driving for Cornershop in January 2022. I believe they were absorbed by UberEats. I was involved in an accident while making a food delivery. The accident involved a Lyft Driver who had a passenger. Well, I thought that everything was taken care of by insurance however I got a packet from the passenger's lawyer saying that I am being personally sued (jointly with the other driver). I am trying to contact someone at Uber's legal department to find out if they will defend me. If not, then I will need to find my own lawyer. I already went through my personal car insurance and they said they can't help me. Do you know a good phone number for Uber's legal department?

[timallison]

my question is why is uber not regulated to explain who the underwriter or insurance company the coverage is provided by? anyone can say they have this insurance but there is no proof provided.

[AlexMax-fjpv]

and if a person was returning after delivery( Uber eats or Dasher), but the uber app or dasher was offline and got into an accident due to his own fault, will the insurance cover it if he had regular non-commercial insurance not for delivery food?

[shankardegala]

Today i have took a uber ride, im sitting in the backside just after crossing my housing community. The cab driver went in the wrong direction and the car coming the opposite direction hitted us .Clearly it is uber driver's fault . I was ok at that movement no external injuries having internal pain at rhat moment and I'm in shock for a while . i have called my friend as it is just 200meters away my home. He came and took me home to do first aid before the police and emergency team comes. After reaching home i have reported the incident to uber incident team .I didn't took any pics of the incident but I was suffered.So how to processed for claim in this case?

[ridesharebeware]

A man ran a red light and totalled my car while I had two Uber passengers. I was injured, my passengers were not. The other driver was uninsured and has admitted fault. Does this mean that my attorney could hypothetically ask for. the $1, 000, 000 limit as a negotiation starting point?

[birdup]

I am a Uber driver and I was rear-ended while I was on a ride with a passenger no injuries but how do I go about this?

[TitanFan]

I'm an Uber Driver in Los Angeles. I was en route to pick up a passenger when I was hit by another car. I got a witness to back up what happened. Will Uber cover me medical bills?

[KayCALBC]

I have a HUGE case right now. I'm an Uber driver. The accident just happened yesterday morning 1/14 at 1:20 am. I picked up the passenger and drove him home on a street. A woman was “tired” coming from work and fell asleep she ran the red light and hit the passenger side half of the car on the rider's side where he was sitting. My car spun out and was facing on the opposite side of the street. It was totaled. I have an attorney to represent me I'm just curious how much would a settlement like this be when we go after the women's insurance and then the Uber policy. The goal is to exhaust her insurance first then uber. My neck is hurting bad and will need X-rays and chiro treatment. I have already lost a lot of money from not working since then. Thank God I was renting the car through Uber with Avis. The women did not take any of my information down or take pics. She just apologized 1000 times. Her front car was bad and her airbag deployed. Mine didn't come out cause I was hit from the passenger side. Thankfully she didn't hit the car in the middle the car would have flipped over. I'm thankful to be alive after this incident. California is deadly. Very scary!!!

[mmffhpl]

Does Uber have UIM in Hawaii? Just got into rear end accident the fault driver has No DL No Insurance. I don’t know what to do :(?

[muneeswarmallareddi]

Hi I have a question. Recently my vehicle got into an accident (hit from backside) while I was driving on Uber trip. Both myself and my passenger were safe. After the incident I called Uber insurance and my personal insurance company. Uber insurance gave me quote for $6k. Uber insurance mentioned if I have to avail insurance thru Uber there is $2500 deductible.
Got quote from other collision center and shared with my personal insurance and they are yet to be approve the quote. My question is - can I avail Uber insurance also along with my personal insurance. ?