Secrets of Navy Federal: What They Don't Tell New Members!

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In This Video, we break down all of the Secrets of Navy Federal: What They Don't Tell New Members! This video is the ultimate guide for people that are new to Navy Federal Credit Union and what steps to take right away!

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Disclaimer:
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Calvin Russell is not a financial advisor. This video is for entertainment and educational purposes only, it is not financial advice.

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You dont need tricks or schemes to raise your credit. Just live within you means and pay bills on time.

ryaninSartell
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I did the pledge loan for 1, 000. The next day, I paid back $900. (Got the $900 right back into my account to spend). My credit score has increased from 580 to 617!

TiarraMello
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They gave it all.. Back To Back. Now thats what you call sharing what you know ❤

MyFamilyFirst
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I love Navy Federal so far. Opened a checking/savings account in Jan, got a cd and allocated part of my direct deposit from my job in Feb, the middle of march I was approved for a $10, 000 unsecured card, ( the green cash rewards card)… all this with a BAD transunion score! I’m going to get a pledge loan, wait a few months and maybe request a credit increase or apply for a new card!

truepowerlogistics
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I’ve been with them for a year now, thanks for the info.

TeaChasers
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🔥🔥🔥 Game man I had a Checking and Saving for last Year and haven't did anything with it yet

onlypositivecontents
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When you transfer money from your navy cc to the goprepaid card, you'll be charged as a cash advance, which results in daily interest

loleethajohnson
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I opened a easy start certificate without direct deposit. Appreciate the info but it needs to be a bit more accurate.

shyshy
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They will tell you if you asked the right question...

bgee
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So much time and effort spent trying to play the system. People who try and play the system are the people who stay broke. Practice good finance discipline and self control and you’ll be fine. It’s a heck of a lot easier too.

kleinster
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I’ve been with NFCU for years and didn’t know half of this stuff!!

phillipcarr
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A worker at navy said go prepaid do not influence internal score. At all. Because it’s not credit-based. Internal score mostly focus on credit cards also. Not for mortgages or auto loans. Also each deposit into the go prepaid will affect your inquiry which is dumb.

stresseddude
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I got my internal score AFTER being approved for a more rewards card.

kamehouseboxing
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Watching later got to workout and get ready for work

sandrayoung
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Nice video.. the only thing I’m confused about is the “go card”… why I can’t just use my credit card rewards for gas?…. I only use $6 out of the $200… it’s secured, building credit…. That way my utilization is 3% when reporting to the bureaus

trev
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I just joined in November of 2023 and last night got approved for the flagship with 25k

chevyboyNC
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Can you find the prepaid debit card with a credit card

wooterrackz
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This is good information, but there are some errors with editing during Ish’s segment.

thecleaningteacher
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I just joined! Excited to start building this relationship. Can anyone tell me if the early direct deposit are for just active military service only? Mine would just be through my employer

JenniferCook-fpcf
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Quick question.. when you reallocate your limit to another card do they close the other card down?

jayk