Workers Comp Insurance - What Does It Cover? An Explaination!

Workers comp insurance - what does it cover? in this brief video I’ll go over that.

workers comp insurance is mandatory in most states when you have employees, and it pays for the following when an employee is injured or becomes ill on the job:

Medical bills
Rehab expenses
Prescriptions
Surgical costs
Hospitalizations
Ongoing care
and, mileage reimbursement for getting to and from doctor appointments are all set by statute - meaning the reimbursement rates are set by the state.

Part 2 of the workers comp insurance policy is called Employers Liability and covers the employer for lawsuits brought against them by employees or their family for on the job illness and injuries.

Have other questions not been answered here? I love helping business owners gain greater control over their risks and insurance programs.

Why not drop me an email, schedule a call, or just pick up the phone and call me! My contact info is below:

Gordon B. Coyle, CPCU, ARM, AMIM, PWCA
The Coyle Group
845-474-2924