I'm 54. If you're in your 30s or 40s watch this.

If I were to give advice to my 30 or 40 year old self, this is what I'd say to him.

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**Timestamps**

0:00 Introduction
0:10 your money is on you
0:35 cut people off
1:04 make financial changes
1:49 stuff does not matter
2:28 invest more money
3:10 start now. don't wait.
4:13 health is wealth
4:31 forgive your financially illiterate parents
5:24 focus on money and it grows
7:09 time is running out
7:45 your money changes when you do
8:15 help and give to others
8:52 make a financial plan
9:32 develop your thinking about money
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#moneyadvice #financialadvice #financialeducation #moneytips

🚨DISCLAIMER: I am not a financial adviser. These videos are for informational and educational purposes only. Do your own research. Come to your own conclusions. Make your own independent decisions.

🚨SCAMMER WARNING ➡ PLEASE READ!

⚠️ Be careful of scammers in the comments section. I will never solicit or ask you for anything in the comments. Please be careful. These scammers are relentless.

[arfalify]

1. your money your responsibility
2. cut people off
3. make changes
4. stuff doesn't matter
5. invest more
6. start now don't wait
7. exercise, workout
8. forgive your parents & move on
9. what you focus will grow
10. time goes fast
11. your money changes when you change
12. help & give others
13. make financial plan
14. control how we react

[WhiteChocolate]

“The person that is going to take care of the old you is the young you.” -Wise man

[VC-qb]

Divorced a few months ago and left with nothing. Quit my job and had to buy a cheap car cash. Now I am at the stage where I am rebuilding from ground zero. Today I open YouTube and this guy channel pops up. Thank you!!! Just what I needed to hear.

[othalee]

59, started at 54. No matter what, it's better late than never.

[yeetchu_]

34 just got debt free never going back

[ShadesofSage]

I’m 33, soon to be 34, mom of 5. Diligently working to get my YouTube channel off the ground 🙏🏿🙏🏿! Thank you for sharing ☺️!

[jedmelvin]

My father says life is like a roll of toilet paper. The closer to the end you get, the faster it goes.

[ThaRiddler]

I'm 38 and just woke up to the fact that I'll not only be 40 soon, but 60 soon. In total panic and trying to make corrective adjustments with life as a whole. Wish all the best of luck. 🙏🏿

[robertkelem]

That forgiving of parents part is 100% true and very important

[jeromej]

I'm in my late 30's been wasting time for decades. Been using drugs for the last 5yrs. And it came to a point where I was searching on google about ways to kill myself as less pain as possible and even practicing on how to hang myself to make sure that I'll be done and will never survive and be vegetable for life. Then one day I broke down in tears, I was thinking I will never forgive myself if my Mother doesn't see me doing good in life because she is the only person who never gave up on me. So I got my sh*t together and manage to stay sober for 2 months now (the longest time in last 5 yrs) and now have a decent job in BPO industry and going to gym everyday. Its not too late guys. We can get this done. I wish us all the best 🙏✊

Thank you for this video as a reminder.

[relikvija]

I like how you just jumped in, no 30 min intro bs

Subscribed

[FPJDK]

My sister could really use that “forgive your parents” advice.

[Akaa]

I sacrificed my 20s and 30s...retired at 43 saved for business ...lost my marriage now divorced but I’m glad at 50 my savings saved me...

[jericosolano]

32, and this is exactly what I need to hear right now. Thank you

[TonySzemereta]

As a 70+ guy, I can confirm what this guy is saying is absolutely the truth. Well done sir, hope young people take your advice.

[ycthedon]

At 43 I’m understanding how stupid financially I was in my 20’s. Divorced at 41 and left with nothing. I have 16 years before I hit 60 and refuse to be broke in my 60’s and broken down.

[HectorSnipes]

I'll be retiring or working less in five years, and I'm curious about how people split their income—how much goes into savings, spending, or investments? I earn around $175K per year but have almost nothing to show for it yet.

[slightfimulator]

I'm 47, started saving and investing at 43. 2019 net worth: $0, 2024 net worth: 2 times my annual income. Getting there.

[justtracy]

I’m 55.
Take care of your mental HEALTH!!!
Finances has driven people over the edge.

[PreshanDieselMac]

I'm 33 years old...God will help me and guide me