High Dividend Income Investing

Buying high dividend stocks has provided a safe haven for stock investors since the selloff in 2022. So in this video, I examine this recent performance and the long-term performance of high income funds. Then I show you some examples of the highest dividend income funds right now both in the UK and the US and consider some of the risks that come with that yield.

Timestamps
00:00 Introduction
00:38 Is High Income A Good Long-Term Strategy?
02:37 Income
04:13 Risks
06:52 UK ETFs
10:55 UK Funds (OEICs)
12:12 US ETFs
14:13 Conclusion

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DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

[theowenssailingdiary]

I would suggest that part of high income's outperformance is due to other factors other than simply the dividend. Perhaps more solid, older type establishment businesses tend to pay higher dividends?

[JohninRosc]

All your videos are incredibly useful and rewarding Ramin - but some much more than others. This is very much one of those. Many thanks.

[actuallythedog]

Out of interest do you now know qyld or qylp (sterling listing) is now on London exchange and can be bought I’ve mentioned this a few times but don’t know if you have seen it.. you kept saying you wanted to buy it well now you can.. first dividend is paid tomorrow

[darius]

what is the most you can lose if you hold a bond until expiration? I was thinking as long as when you buy it and it promises to pay you a certain % of return and the issuer doesnt go bankrupt you should get that same % return, or not?

[joaovitorino]

Hi! I have a question, maybe abit dumb but...if one buys, for example, VUTY, does it automatically sell after the duration or one has to "time" the sell?
In that case, why would a Yield to worst or YTM matter?
I have quite basic knowledge about bonds - could anyone explain to me how it goes with bond based etfs?
Thanks in advance 😀

[mmabagain]

Ramin, would love to hear your thoughts on covered call etf's like JEPI.

[simplydividends]

Although the majority of my investing is in funds and etfs, I do take great interest and enjoyment building a dividend growth portfolio which I hope will snowball into a great income generator for me in years to come.

[robertallan]

The next or 2023 phase of the markets will be shaped by declining margins. What makes you think that in such an environment dividends will be stable? I'd be careful about what you assume.

[djayjp]

Exactly the time to buy those growth funds/stocks that have heavily sold off (unless the bottom is not yet in lol).

[nickp]

Damien Talks Money has some further good points to this method of investing

[mikemoreno]

Thank you. Very interesting information.

[francesconesta]

More than chasing for high dividends the bottom line is that we should have a tilt towards value/quality and those generate more dividends than growth stocks. However there are other Covered call ETFs that outperformed the market taking advantage of the volatility. I don't believe these are good options in the long run although they could create a good diversification for a high interest rate environment where both bonds and stocks go down in sync as in 2022.

[thewrightoknow]

Could I encourage you to look at BDC’s. Ares Capital, Main, etc… Held for years and living off the dividends!

[simplydividends]

Typically companies that pay dividends are ones that are well established, have good cash flow and making a profit. Therefore your odds of catching high quality buinsesses are higher in a high dividend yeild fund. But of course, don't just blindly see a yeild and assume its safe.

[admin]

The best thing is to continue working. If retirement comes with all this complexity and loss risk 😅

[dipenkanani]

Thanks for the great video, you mentioned ishares ISF, what are you thoughts on Ishares IUKD?

[NFTinvestments]

Super video. Very informative. Thanks!

[luthandoadams]

This seems like the worst period.
Even the market are now very unpredictable. Started investing recently when the market prices were a bit high, today I am more than 60% down!

[nacalle]

please don`t exclude the rest of EU investors, we need insight also :)

[Gieza-Brake-Pahl]

Looks like you have an impersonator in the replies.