How To Do A Budget

How To Do A Budget

#SavingMoney #Budget #RachelCruze

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[timtaylor]

lol most everyone is wondering about the $750 for housing. My question is what do you eat for $145 a month? lettuce and water?

[ladodge]

I LOVE that you have giving in this budget! We give 10% of all we make to tithing and often think, "how many other families in America are doing this?" It can be a great sacrifice and we often think of all the other things that 10% could be spent on, but we call it our "insurance" because when that's paid everything just works out, sometimes miraculously.

[Dremin]

I don't think people should be giving away 10% of their income to charity if they are in debt and cutting food and clothing budget to make extra debt payments, especially if you have kids. The sooner you're out of debt the sooner you can be charitable, imo.

[skynet]

$290 for charity and $145 for food? Shouldn't you feed yourself first? Id switch the two around....

[naomiking]

My house will be paid off next October, and I live by the budget. (I tell everyone about Everydollar.). I thank the Lord that your Dad introduced me to the 15 year mortgage many years ago. The idea changed my life, and it really took only 9 years! Thanks for all you do!

[Jlk]

On what planet could a family eat food for $145 month

[BlessedwithBlue]

Love love this !!! But being honest, no family can only spend 145.00 on food!!

[itsacarolbthing]

I think you're utterly fabulous! I've avoided dealing with money all of my life. I'm now 50. I have a good job. No savings. Dealing with money intimidates me. I'm not great with numbers, and that's what money is. I've always tended to stop listening when someone talks about money, but I'm determined to change my financial health. I understand what you're talking about, and I don't feel like an idiot failure. Thank you so much. Blessings to you and yours. Xxx

[RobertChambersJr]

I'm left handed too! (: and I'm working on debt right now.. Lucky me God is teaching me a lesson before I have a family to provide for! And watching you and your fathers videos are helping and I already was doing the first couple of steps before someone told me about you guys! So it feels good I'm on the right track! I'll be watching a lot of your family's videos! Thanks for the help!

[CameliaDiamonds]

I've shared this with my 19 year old daughter as she prepares for college this year. Thank you. Could you give advise or make a video for college students? Also what reading do you recommend for young adults preparing for college. We've read financial peace and Smart Money Smart Kids. Thank you.

[jandawoman]

I always like to know more about budgeting! I'm one who has always paid tithing and 5 years ago became debt free thanks to the Dave Ramsey program. Thanks rachel!

[nancyornelash]

Thank you Rachel for sharing a monthly budget, today I was looking for a guide on how to control my budget. 

[freedominabudget]

I thought I was going to hate budgeting but it turns out it is so comforting and will never go without one again!

[bench]

You said give every dollar a job, but there is $497 left over. Your example's total is $2403, not 2900.

[stow]

When do you start your budget? On the first of the month? Or the beginning week of whatever week the 1st falls? With paychecks not matching up to actual months, I wasn't sure if this would throw it off at all.

[EminemGirl]

I live in NY so $750 for housing is extremely unrealistic and I spend $280 a month on groceries for myself. The charity budget would become my food budget and the food budget would go toward rent. I donate my time not my money.

[thejoeyd]

Well done. Keep getting the word out about financial literacy. I'll be going to see your dad for a debt free scream in about 2 years. Can't wait!

[yayahyfr]

I just made my first budget the other day. I have my envelopes ready. When I get paid Wednesday, I will fill them up. Wish me luck lol

[leighlaclaiborne]

thank you for saying it will take about 3 months to get it right.  this was my first month and i failed it. :)

[cindymontgomery]

this is a great set up for a monthly budget.  Different areas need to adjust for cost of living obviously and everyone is different.   thanks for the great example.