How to Create a Budget from Scratch

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[Boringcountrylife]

I love helping people work on their budgets and see victories. We have been debt free since 2016 (always on one income).

[amandafrederick]

I'd love to see you do this, on paper. Oh and with someone making under $100k. How do you accommodate huge differences in things like the electric/gas bill doubling for some months like mid summer and winter.

[SchoolofStuffThatMatters]

This is great thank you. I find budgeting okay but then I need help with a system for tracking!

[laundrygoddess]

I'm in Canada so I don't know about the US. But we have guaranteed issue term insurance available for those even if you've been turned down for other reasons. You often aren't turned down for preexisting conditions but you may have to pay more or have an exclusion

[Sharon-nuqy]

Some of us live in Canada. Hi! 👋🇨🇦 We need advice on which budgeting apps to use if y'all don't share yours with us 😢

[budgetforsuccess]

I wasn’t able to get life insurance until 29 years old due to a pre-existing heart condition that God healed me from. Even though I was cleared at 18 I was not eligible until I think 7 years later.

[MohanadKhuraishi]

10% to charity and giving? That’s hefty

[melabby]

What i do with the money that is currently sitting in my checking account? I have $2k, and I did the breakdown of 1 month paycheck and I will save up $290 each month. But the $2k I have in my account do I budget it in, or put in a savings account when I create one? I don't understand having your expenses to $0

[terrabunville]

Why did they stop every dollar from Google Play in Canada we could download app now it not available in my country 😮

[djlazylee]

Is hair, make-up and nails a want or a need? Also, can you please differentiate between basic make-up to make yourself presentable and nails? What is really a need and what is really a want? Thanks in advance!!!

[jordanwright]

Where does cell phone, car insurance, and internet fall under?

[katyedwards]

I have a budget but the last 2 months have had trouble staying on task. I've done one since April and managed to go way over it in July and August.

[stephenwalsh]

Why would you pay off your lowest interest debt first? Just to feel better about your situation? This seems like a bad idea

[Crafty]

Did you know that you are not eligible for life insurance if you have a pre-existing health condition?

[ninaeverest]

I’m favoured! Despite the ups and downs in the economy, I'm so happy withdrawing $12K weekly profit out of my investment I just cleared my mortgage 7 months ago and I give back 20% of my weekly interest back to Charity. People should learn to invest more and spend wisely