Best Cashback Credit Card with NO Min Spend 2023

INVESTING

CREDIT CARDS & PAYMENT APPS

LIFESTYLE
🏬 Lendlease Plus $5 referral code NsHQKY

ROBO-ADVISORS

BUSINESS

TRAVEL

PROFESSIONAL FINANCIAL PLANNING:

If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!

Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

_________________________________________________

This is my 3rd year discussing on the best Cashback Credit Card with no min spend because every year, some thing will change.
And this year as of now, Grabpay card has no more 1.2% rewards and UOB Absolute Cashback nerfed to 0.3% Cashback for GRabpay top-ups.
So essentially, the whole Grabpay stacking for Cashback Credit Card strategy is gone

Standard Chartered Smart 6%
- 6% Cashback with no min spend

Citi Rewards MC + Amaze Up to 3.5%
- If redeem for vouchers, more value
- e.g. $50 Mapletree Vivocity voucher = 14262 pts
- Effective Cashback = 50/1426 = 3.5%

HSBC Revolution VISA 2.5%+1%
- Add 1% cashback from qualifying for HSBC Everyday+ rewards programme
- Total 3.5% Cashback up to first $1000 spend

[HoneyMoneySG]

INVESTING

CREDIT CARDS & PAYMENT APPS

LIFESTYLE
🏬 Lendlease Plus $5 referral code NsHQKY

ROBO-ADVISORS

BUSINESS

TRAVEL

PROFESSIONAL FINANCIAL PLANNING:

If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!

Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

[siimplycharle_]

Hi Chris, I am interest to apply the SC Smart card but I heard that SC CC hard to waive the annual fee, is it true? Tks

[casemiro]

Bro can send the SC rewards portal link? I don't see other redeemable merchants like Jack's Place for example

[teddyhao]

Hi for the webull option trade requirement do I have to purchase $100 usd worth of option or follow what you did in the video?

[weilun]

Can u talk about revolut metal/premium for 2023? Appreciate much :)

[SethCrescent]

Hello, in your opinion and based on how you value miles, for SCB Smart Credit card, do you think redeeming 6% cashback or redeeming for miles is more valuable? Thanks!

[justintansg]

May I ask if gym membership monthly recurring fees i.e. fitness first, use citi rewards to acquire 10x points?

[BitcoinUltra]

anyway to use a credit card to pay credit card payments via AXS? Can we use Amaze card?

[MegaCHRISPANG]

How about the best cash back credit card with min spend 2023?

[ananhello]

Thanks for the video. Which credit card has best rebate if I have a monthly >10k telco non Giro payment? using ocbc 365, only 0.3%, and capped at 80