5 Budget Categories You Need Right Now

Here are five budget categories that will help you master your budget. Fund these categories monthly and watch your money stress melt away. 😄

If you couldn't tell, my favorite YNAB saying is, "there is no such thing as a normal month!" 😂

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[DharmaJannyter]

Overview / Timecodes
1:04 Category #1: Car Repair/Replace
2:23 Category #2: Other Holidays
3:23 CATegory #3: Pets
4:37 Category #4: Health
5:52 Category #5: Cushion

[michellel]

One of my 4th graders lost his mom last week. I was able to contribute to his family’s GoFundMe without even thinking about it. That felt really good. Having an “unexpected expenses” category has saved me over and over again. You are so right that there is no such thing as a normal month.

[danielmorris]

I have separate categories for each holiday we celebrate. If we had all the money in one category, it would be emptied at the first holiday, and wouldn't recover by the time the next holiday came along. Love the idea of the car repair category also being for car replace, genius!

[bettyc]

I absolutely LOVE YNAB not just because of the amazing capabilities it has but because of the extraordinary people behind it!! Thank you for this video and all the others that are awesome & funny!!! The support is incredible as well!!!!

[bradfranklin-jco]

1:04 car repairs
3:21 pets
4:36 medical
5:52 rainy day; things I forgot to budget category

[lisaruggiero]

Your voice and delivery is so calming that even when you're talking about wiping out on the wet floor, it's still somewhat soothing. ha ha. I had a similar thing happen so I'm right there with you on that whole thing. Thx for the great video!

[roosvandijk]

your cat is the prettiest i've ever seen <3

[constancebouchaud]

Health is a category that has helped me big time this year. I put money into it each month and the quite big chunk of money made it easy to go and see a psychotherapist without worrying about the money. So freeing and it's helping my anxiety and mental health too!

[intervention_w_myself]

My experience of YNAB since I started in 2012 is pretty much the same.🥰😍😎🤓🥳🤩.
Been a very interesting roller coaster ride 🎢, but I got to payoff debt more then once and travelled the world including a 15 year dream to Zanzibar.
Thank you for sharing.

[Blaze]

I love the idea of splitting Christmas gifting from other holidays. I always run into that issue where I have a lot in my 'holiday' category from the year, but then spend it all in Sept. on my husband's birthday.

[debbiew]

Pet category is one of our highest (~$500) with 2 middle age and 1 elderly dog. The younger 2 have pet insurance (>$100), monthly allergy shots for one (>$60), the older has bad back legs so lots of expensive meds (>$170), flea/heart worm meds for all, quality pet food, treats and toys.

[juliannacodde]

I’m loving that you are part of the YNAB team Ashley! You are the one that brought me back to YNAB after many years of neglecting my budget. I’m loving not only the software but also the education and resources! YNAB is the best!

[TwoOnlyChildrenxoxox]

I cried with you during this video. You’re a wonderful cat momma. >^^<

[corriemiracle]

I absolutely needed these in my life right now!

[stefaniacattaneo]

Your videos are so well put together! Wonderful.

[alicerunion]

I'm definitely a fan of the "Other Holidays" category! I call mine "General Gifts" (in addition to "Birthday Gifts" and "Christmas Gifts"), but it's essentially for the same thing. Such a relief when a friend's birthday or wedding comes up and I know I have money saved in that category to put toward a gift.

PS Is Momo from Avatar: The Last Airbender?

[FeliciaWilliams]

A huge shout out to you guys. This is my second year with YNAB and I am like why oh why did I not know about this sooner.

[conureron]

Just added an “Emergency Provisions” category

[CharlesWStricklin]

I can relate, this is why I've never successfully completed a budget.

[darkhorseinamerica]

About the Car Repair/Replace category you need right now, it's because you are driving a clunker! LOL! No, I didn't mean that a slight bit, of course, and I am just playfully teasing you, that's all. Thank you for the great video!