Avoid These Medicare Traps & Hidden Rules! (Advantage vs. Medigap)

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Know the RULES first before choosing a Medicare Advantage OR Medigap Medicare Supplement.

Whether you’re new to Medicare or already enrolled, understanding the rules can be even trickier than dealing with tax regulations! There’s a lot of contradiction and confusion surrounding the various open enrollment periods for Original Medicare, Medicare Advantage, Medigap Supplement plans, and Part D drug plans.

Many agents, and even some Medicare customer service representatives, often misinterpret these rules. That’s why we created this video and chart to help clarify the contradictions and confusion surrounding the four most common enrollment periods and how they apply to you!

Kai & Ann Chung & Gracie (Our Retirement Puppy)

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🔖 Medicare Workbook

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☎️ 408-502-7080
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KCIIS (KC Independent Insurance Solutions, LLC)

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📖 CHAPTERS
00:00 Intro
00:49 THIS Will Clarify Your Confusion!
3:37  Is it 3 or 6 months?!
4:35 Why My Mom Cannot Change During Open Enrollment
5:31 Can My Mom Change During THIS Period?
6:37 Can My Mom Change with a Special Event?
7:38 Do You Know About the Medicare Advantage TRIAL RIGHT?
8:13 Your 401(k) is Not Enough for Medicare!

#medicareadvantage #medicaresupplement #medigap #openenrollment #hybridpension #kciis
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Great video, as always. None of the hysterics found in so many other brokers' videos. You said you would mention the four states whose Medicare is different (no underwriting, guaranteed acceptance, no lettered Medigap plans, etc.), I don't know which of your videos has that information.

douglasjensen
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Your channel is priceless! I’m so glad I came across you folks. Thanks!!!

draselee
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No, I have MEDI - MEDI and this is still confusing to me. I don't understanding why Medicare makes it so confusing.

johncwilliams
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Did this video and chart clarify the confusing Medicare rules?

kciis
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I always find your videos helpful. And I like Gracie, the Retirement Puppy.

Stefano
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How is it possible to “ switch twice/ year” with Advantage plans

KahluaU
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Aetna Signature advantage Plan C will not have this plan available in 2025. This qualifies to switch to supplement plan... right?

Shortie-
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They are exceptions to switching plans, especially for 20 2570 advantage plans our being discontinued

DianeSutton-qoie
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So if I decide to go back to original Medicare 🤔, I don't take meds, I can just have original Medicare only

eduardooramaeddie
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Your choices are deal with the increases on supplemental or possible medical bankruptcy in the future. Your choice 😗

Colt-iiqn