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FULL COVERAGE AUTO INSURANCE - CAR INSURANCE 101
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Full Coverage is Liability + Comprehensive/Collision. This typically protects you, and your vehicle, and what you may be legally liable for.
How is this different from Liability-Only Car Insurance? Liability only pays for any damages or bodily injuries that you may cause – up to the liability limits of course. It does NOT cover you or your vehicle.
Full Coverage is usually recommended for newer vehicles, sometimes even required if you have a lienholder or are financing. This is because Collision will protect your vehicle if your involved in a collision with another vehicle or object, while Comprehensive covers non-collision incidents such as theft and natural disasters.
How is this different from Liability-Only Car Insurance? Liability only pays for any damages or bodily injuries that you may cause – up to the liability limits of course. It does NOT cover you or your vehicle.
Full Coverage is usually recommended for newer vehicles, sometimes even required if you have a lienholder or are financing. This is because Collision will protect your vehicle if your involved in a collision with another vehicle or object, while Comprehensive covers non-collision incidents such as theft and natural disasters.
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