Liability vs Full Coverage Insurance

[myway]

Thank you for your clear explanation!!!

[africanculture]

Hi new subscriber here. I love your videos, i was involved in an accident and it was my fault, the other driver sent the bill to my insurance which is $120, 000. I only have liability of $15, 000. I am going to pay for the rest or anything else? What about if the other driver sued me? Should I pay for anything??

[aldinswrld]

So if I have liability and someone hits me I still have to pay for my own damage ? Or would they pay ?

or is it only if I hit someone I have to pay for my own damage

[tumimphahlele]

Why is your energy so weak? When explaining something important like this