I Thought Being Debt-Free Would Feel Better Than This!

Next Steps:

Explore More Shows from Ramsey Network:

Ramsey Solutions Privacy Policy

Product Links:

[TheRamseyShow]

Looking to learn more? Check out these related articles from Ramsey:

[carolverdin]

Dave made me cry when he talked about buying gas and tires for the struggling single mom. I remember when I was working to get out of debt and standing in the checkout behind a young dad in his fatigues with kids trying to figure out what groceries to put back...I could allow that and told the cashier that I will pay. He nearly broke down, but I said it was a small thank you. Then when I checked out, I did out back a few items, the cashier questioned me and I said I had what I need, and the items I wanted I can get next month... Sat in my car cried like a baby and thank the Lord!

[tcgtpl]

The caller killed it getting out of debt. Incredible. Now it's time to transition to building up that financial security/independence & helping others.

[KHPCLUB]

My friend, you just learned what "Money doesn't buy happiness" feels like.
Congratulations!

[weldon]

Jeremy, you’re not alone. Debt free and still anxious. It hasn’t quite set in, that’s all. I felt exactly same way

[edwardrhoads]

This guy is like a mountain climber that gets to the top of the mountain looks around and asks himself, what the F do I do now?

[karlabritfeld]

I'm the millionaire next door but I grew up with nothing, living in trailers and apartments, being evicted, having no career and no money. Took a long time to get out of that hole. I'm now debt free and mortgage paid off and I'm still terrified that something bad will happen.

[celyco]

I can’t wait to have that type of anxiety 😅

[tnddiving]

Dude that made me hold back tears. We did our debt free scream in 2014 my dad never said congratulations. My father in law started crying gave me one of the biggest hugs ever! I told him I was going to take care of his daughter and wanted to leave a legacy has he has done for himself!

[BrewersArcade]

Can relate. My wife and I paid off our house by the time we were 40 and have no debt. Amazing feeling but took some time to get used to and I still sometimes wonder why it doesn’t feel more incredible. When I talk to friends though who are riddled in debt and car payments it reminds me that we are on the right path

[treasurethetime]

Dude, the guy has PTSD by another name. It's like telling a vet who just returned from having his life constantly in danger and eating out of a can to just "let it go" and join us for dinner at the steakhouse.

Sure, he can do it, but he's going to be watching the door, and the dropped glass at the bar might rub him a little different.

It takes a little time. Probably the most important thing is not to do anything drastic with your new found cash flow to "feel alive again". Go easy.

[freeman]

I understand what he's saying having just paid off my mortgage...it's a weird feeling...

My head is still trying to figure out how to pay off non-existent debt...

it's weird

[bobjacobson]

This reminds of a relatively-trivial situation I faced. I worked hard in high school, got into a competitive university in a neighboring state, went to grad school several states away, and then when I started my first "real job" in still another state--I came home at the end of the work day, sat down, and thought "Well, what do I do now? I don't have any homework to complete!"

[shailee]

I feel him. When I graduated with my bachelor degree, I was very depressed and had anxiety because all I knew was getting up every morning and go to school. It took me three months to accept my new life. Congratulations to him and his wife.

[pyropaulsachse]

I think this would be a good topic for a whole show. I have gone through this exact same thing and I think there are so many in this situation. Listen to the Lord, peace, be still. Being out of debt is a way to say Lord send me. He will, and in ways that are so amazing.

[NancyWasHere]

We paid off our house a year ago and didn't feel anything either. Luckily we have two kids in college to help us feel better 🤪

[mrsh]

This made me tear up, Dave calming him was so sweet.

[Bob-yhir]

It is a big difference to switch gears like this. You have to grow into the new role and reality of your life. Like they said. Slow down, be intentional and seek out other things to do with your time and money. Enjoy !

[Red_]

Take a deep breath! This guy & his wife have done amazing to pay off this much debt in like three (or less) years. I’m totally Congratulations 🥳

[bcusaaus]

I can relate! Today is my one year anniversary of being debt free and now I have different stress because I am so far behind where I need to be. I’m now obsessed with saving to make up from the 30 years of being dumb with money. I should be retired by now.