The Best TIPS to get Cheaper Insurance for a First Time Driver!

Do you know the Insurance SECRETS, for First Time Drivers? Find out how to get cheaper car insurance in your first year of Driving with these tips, which will reduce your first year from £5,000 to under £1,400! I've had luck with these tips, Ellen has as well so give them a go!

[sdotlondonkid]

1. Comprehensive insurance > third party
2. Start date should be on a working day not weekend
3. Increase excess voluntary insurance
4. Add additional driver(s) (preferably low risk drivers with plenty of experience)
5. Lower the mileage you will be driving

[zaink]

From my own experience I found having an additional experienced driver helps. Money supermarket for me has cheaper quotes plus I found adding the optional extras on the comparison site rather than on the quoted website is somehow slightly cheaper than the quoted costs if you add it on the insurers website. An example being it was £20 extra for legal cover on an insurer if I put that option to be included on the comparison site compare to it being £30 if I put it in the insurers site.
Saying I do 4000 miles or over is cheaper compared to saying I'm doing less than that. Having the start date 5-10 days later is cheaper.
Address is a big one but sadly you may not be able to change that unless you live in certain places. I live in London so sadly insurance is a scam. But thankfully its getting cheaper and reasonable whilst I'm building up my experience and no claims

[archiepearce]

Great vid looking really useful, looking forward to more !!!

[MCJimboy]

I got my first car at £1004 at 17. It was a 1.0 aygo but unfortunately written off 2 weeks ago due to a neighbour. My biggest tip to have your policy starting in 3+ days. This makes the difference of hundreds of pounds. Use comparison websites. Also try switch your family to a multicar policy (Admiral), everyone will save money. Also get a 1 litre. Change your job title, and add 1-2 drivers. Generally parents are great because they have lots of experience. If you're not sure what car to get, look at cars in group 1 insurance. My aygo was great, I loved it, so I recommend one of those (the same as a C1 and 107).

[marikabournes]

Wow this is amazing advice.Great Video

[hamzaamir]

This is one of the most underrated Channel

[RohanKGaming]

Only catch is that most comparison sites dont have features to include no claims from additional drivers, always better to phone them up.

[maestriz]

Thanks dude! That was really helpful. I am yet to buy my qoute but I will save £400!!

[abelperca]

Hi, what can I do to do a insurance with out the black box 😅
I'm 18 and my licences is for 7 months but still all the insurance is with black box.
Some insurance is with out but is over 400£ per month

[digitalclock]

I got a mk2 mx5 1.8 for £960 a year. For my first year of insurance. just a tip 1000-3000 miles per year is the same price... and alot cheaper than putting 8000 miles. Also do put at night you will store your car in a locked garage. it really helps lower premiums. And don't fit mods or whatever. if you choose to add mods it can add like £1500 to the insurance cost... (not fitting mods myself for a while and not declaring is also illegal). Also add an experienced driver (like a parent or two) to your insurance it is crucial for better value.

[kodi_jay]

Don’t have a car but this help thank u so much

[GG-dltl]

Hi, could anyone tell me what's the crack with hastings direct you drive, because their quotes on money supermarket are always dirt cheap and like a good few hundred quid less than the next cheapest and sometimes so cheao that it doesn't make sense. At one point i was messing around at how much quotes went up with a mods like tinted windows and alloy wheels and they went up a few hundred quid but the hastings went even lower like 680 quid on a 1.2 polo for a 19 year old with 0 no claims and only had a lisence for a couple months.

[pauline]

I have a one year old car, is it advisable to keep the dealers insurance?

[handbrake]

If you have any questions, or suggestions of future content! Feel free to comment below!
And expect more videos for my 'Now You've Passed' series! 😁 I'm going to be covering renting under 25 Next!

[James-zeni]

I’m 18 just passed my test put my dad as main driver me and my mum as additional drivers got 595 for a 2016 corsa. Also phone them up and you could haggle them down a bit as well

[memealwaysbeme]

I passed my test im 29 which car and details should i put to get cheap insurance which car is the best for to get i dnt have any family

[michaelekeinde]

Hi pal. Can I get a car and ensure it for my driving test? Thanks

[rodionUk]

Hello, thanks a lot for this video, but can you explain me what does the Black Box mean in this video? Regards

[arabninja]

I’m 21 just passed and want a gtd how much you think it’ll be a year

[xa-xii]

does it not matter where you keep you car. in a locked garage or on a street away from home for example.