September 2024 Monthly Budget With Me | $10,282| Zero Based Budget

Hey Budget Squad,

Welcome back to another budget with me! In this video, I will be budgeting out my August 2024 monthly paycheck using the Budget By Paycheck Workbook.

Happy Budgeting
XOXO, Summer

CONNECT WITH ME ❤️

ITEMS FROM VIDEO:

Chapters
00:00 Introduction
03:28 Monthly Income
06:14 Budget Fixed Expense
11:20 Budget Cash Envelopes
13:25 Extra Savings
13:59 Sinking Funds
17:23 Extra Debt
18:33 Zero Based Budget

Product Links

Products I Use To Budget

The Budget By Paycheck Workbook by The Budget Mom

The Budget Mom Teller Slip Sticky Notes

Weekly Budget Check-In Worksheet from All The Plans on Etsy

FiloFax Black Wallet

FiloFax Purple Wallet

Expense Trackers

Highlighters

Sharpie Gel Pen

Pigma Micron Pen

Calculator

A5 Hole Punched Paper

Products I Use To Film 🎥

Camera

Clear Cash Tray

Products I Use To Make Cash Envelopes

Laminator

Laminating Sheets

Cricut

[rayshawnwebster]

You was very thorough .I love the way you explained how you budget your bills and sinking funds. New subscriber.

[mayrimbas]

Hi! Loved seeing your finances, I always find other peoples' budgets so interesting haha. Just thinking you have a looot of subscriptions and fixed expenses, are you sure all of them are essential? Similarly, instead of splurging this month since you received some extra income, you could have put a lump sump towards your debt which could have been much higher than just $100 and relieved you of some of your monthly payments. Just some food for thought! Wishing you all the best ❤❤

[BoopnBudgets]

Hi Summer!! Great, thorough breakdown 😊 TFS🎉

[MyLymeLife]

Robot vacuums are terrible, I have had two and when faced with pet hair they struggle. Gone back to a cordless with no problem's.

[matthewmartin]

Why do you count the Summer Saver as income and extra savings?

[darraturner]

Hi! I’m also a teacher who gets paid once a month👋🏾 Do you divide your variable expenses amount by the week? So you have a certain amount to spend each week? So like gas would be $75 a week? Or do you do cash envelopes for the entire month instead of stuffing each week?

[BudgetwithJR]

Hi summer great video new subscriber here 👋

[cynthiamartinezsaenz]

Hi new subscriber loved your video and information. Thank you for sharing. I did have a question I hope you don't mind me asking. Who do you have the savings with? That interest is sweet. I have a HYS only getting 4.5% which is okay but 6% is much better. lol.
have an amazing day.

[SarahTemperance]

I was always told that teachers were underpaid and never thought to look up the average, but I don't think 9.3k/mo is underpaid at all lol

[cpg]

Why do you put the pennies on there. Just round the numbers 😂

[Swhoney]

9000 what?? wow.. this vid popped up decided to look.. anyone making that much doesn't need to budget.. i do under ss.. i get per month just few bucks over what u give ur son for school..