September 2024 Budget with Me

Hi Friends! Today we are going over our September 2024 budget. We are working on financial goals, along with paying our normal bills and living life! We paid off over $120,000 in two years and are now working towards financial freedom for our family of 5. Let me know if you've done your budget yet!

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PLEASE NOTE: I am not a finance professional and just want to share my journey openly and honestly. This is only my experience and not intended to give financial or legal advice.

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See you in my next video! XO, Amy

[ceciliaruns]

I had Instacart for years and NEVER went to the grocery store and loved it. I had 4 kids with me until the past couple of years they’ve been moving out. I cancelled it not long ago because my youngest (17) who still lives home loves to shop and Aldi, so he just picks up all the groceries and necessities! Win win! 🏆

[williamwarren]

I am sure I have told you that here in crazy Mesa grandkids went back to school …end of July !!!! Yes the crazy hot weather end of July ! California grandkids went back the first and 2nd week of august !! Crazy schools ! I MUCH prefer after Labor Day ! Yes plan on insurance doubling ( we changed almost every year lately for crazy increases !) plan on it and then be happy when it doesn’t happen ! Glenda

[TheOscar]

Hey friend. Got my Sept budget started. We trying to save to move . So we working on that. Many blessings to you.

[sparklinbudgets]

What a wonderful video. My son goes back to school August 29th and I can't wait.

[catharinabra]

My kids started school August 19th. Sooo we bought another car the other day… my husband messaged me a picture of my daughters dream car (an older Volvo model) for sale at $800 and it just went through inspection (which is once every 1-1, 5 years) which means it’s in ok shape. It’s a manual and here in Sweden you have to choose if you want to have a ”full” drivers license in which case you can drive all cars or if you want a drivers license for only cars with automatic transmission (I belive you only have one kind in the US and then you have to learn how to drive manual by yourself?) anyway, it’s great because our kids have 20 km to the nearest busstop and we can’t always drive them. Our son has his license and our daughter can start learning in this car as well! Aaand I told my husband to offer $600 which they accepted so it feels like a total win!

[moneywithjustliving]

Hi Amy, I just love the updates. The months are going crazy fast.

[Ilonamusings]

Nice budget!! For our internet, I always go with the highest end plan since I work from home now and I’m paranoid that I’m gonna lose data 😂, but when I worked outside of home, I didn’t care what internet plan and would usually go for the lower or middle-end plan…

[summerjoy]

I would do Walmart+ but they don’t have everything I need/prefer so I always end up going to two grocery store 😩 And unfortunately I get meal ideas by walking around the grocery store sometimes lol terrible I know

[sydneysmith]

When I was a kid in Ca we started day after Labor Day my daughter same state started 8/15

[ariholic]

I didn’t see any phone expenses listed—we need to budget $130 per month for phone and the kids' after-school activities, but it seems our expenses are about the same.

[jojosmoney]

I don't have kids, but I started school right after 4th of July

[thearbitrarylife]

My local school district went back today

[natehenkel]

Thanks for sharing. Quick question regarding mortgage. Based on your monthly income (and I know your mortgage is probably including your property taxes and HOI), it looks like it makes up 35% of your monthly income. Is that with a newer mortgage interest rate or did you guys' lock into a cheaper rate from a few years back?

[Maritza]

Thinking about it. How much do you tip?

[amycolucci]

100 a month will indeed make you a millionaire one day:0)