How To Retire a Few Decades Early | Pete Adeney | TEDxBoulder

TEDxBoulder's Andrew Hyde sits down for a brief interview with Pete Adeney (aka Mr. Money Mustache) on the principles of healthy, purposeful living and how that can lead to a much better financial situation in life as well. And the shockingly simple math that connects a healthy life to the ability to reach financial independence many years earlier than you'd expect. Mr Money Mustache is a thirtysomething* retiree who now writes about how we can all live a frugal yet Badass life of leisure.

My (former) wife and I studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

[MattsMkia]

Retired at age 53, I am in my early 60s. Because they couldn't understand the idea of not working if you don't have to, many individuals resisted me. I viewed my life in phases. In my latter years, I owe it to myself to "stop and smell the roses, " even if I have worked hard to get everything I have now. My situation is that I retired and moved to Latin America. It made it possible for me to enjoy my new surroundings while escaping all the bad things that where going on in America. None of the people I've met regret retiring.

[kortyEdna]

Perfect topic. I'm 3 years in retirement @57, did a good job in the accumulation phase with net worth of $3M+. The problem is I haven't spent any of it despite knowing I have no concerns of running out of money. Some minimalist traits that helped me save are not easily cast aside. I sense I'll be dead and gone with plenty of money left behind, but that was never a goal.

[Ji-Min-jb]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[Daniel-bss]

At 32, I'm diving into investing for the first time. I’ve started contributing to my 401K and opened a Roth IRA with automatic contributions. My main question is whether asset allocation is crucial at this stage or if I'm just overthinking as a beginner.

[KevinMarksi]

"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."

[lilliankerr-zc]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

[AnnaOllsson]

I just turned 41 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 65 atleast, so how best do I maximize my savings of over $500k

[BrewerVera]

This is my fifth year after retirement. I’e been following the 4% rule thing I saw on a youTube channel, but this isn’t really how hard I expected things to be. After I cashed out a lump sum, I still have about $760k left, but at this rate, and with how the market is (we were putting money away in an index fund), I’m starting to get really worried.

[JeffreysSuttons]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement.

[JoshuaMartins-srez]

I just turned 54 and awfully late to investing with barely any portfolio except my 401k. I have a decent amount saved up and with inflation and tax rates. I'm getting worried about retirement. How do I best optimize my savings?

[MarkJoe-ef]

I just turned 41 and I’m awfully late to investing with barely any portfolio except my 401k. I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement. My intention is to retire at 65 at least. How best do I maximize my savings of about $300k?

[PaulKatrina.]

Most people don’t realise it, but the secret to retiring comfortably is finding a way to make returns while your money works for you. My dad, as I remember, started saving for retirement quite late, but I know he was making more than 10k returns from his investment monthly and it was completely passive.

[RealEstateIsLife]

The original GOAT of personal finance.

[Userfan]

I didn’t know anyone would be not nice to him. The guy is brilliant. I love his provocativeness. I am like that too and they call me rude. They don’t like to be told they overspend.

[tonysilke]

I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.

[Liface]

This guy has one of the best blogs in the internet, one where you just agree with every single post

[DonaldMark-nese]

I plan to retire at the end of 2025 at 62 after 36 years in Telecom as a sales engineer. My wife will retire in May 2026 and she's loving life! But walking away from a good income stream and building the nest egg to living from the nest egg is a scary proposition couple with the alarming recession and CPI report

[Raniyanhunter]

I just turned 48 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $260k

[Johnsmith]

I retired 8 years ago on my 37th bday. It has flown by! I read his blog from cover to cover after realizing there were more out there like him, but I still don’t see it catching fire. Pun intended.

[wildfoodietours]

One of the OGs of the FIRE movement. Here's to ultimate freedom.