Going back to Unionbank? Unboxing my Unionbank Miles + Credit Card

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Hi Guys,

Sharing with you another credit card unboxing! Let us open and unbox the Unionbank Miles credit card.

Had this card for quite some time but left it unopened hahaha.

✅ RELATED VIDEOS/WHAT TO WATCH NEXT:

💳 💳 APPLY HERE FOR A CITI REWARDS CARD HERE 💳 💳

💳 💳 APPLY HERE FOR A CITI SIMPLICITY CARD HERE 💳 💳

✅ RELATED VIDEOS/WHAT TO WATCH NEXT:

🎵 MUSIC By EPIDEMIC SOUNDS:

🤝 GET IN TOUCH WITH US:

JAX 👦

JAZ 👧



We're two Aquarian siblings who loves bumping bellies and talking on their cellies 24/7. Jax is a full-time corporate employee and entrepreneur, while Jaz is a Radio DJ, host, and content creator! We make videos about personal life, finance, fashion, travel, and eats. We're kinda super similar but also super different at the same time. ❤️

The Best DEBIT Card when Traveling? Withdraw and Swipe Test - Testing out BPI, GCash, CIMB, & Alipay

Going back to Unionbank? Unboxing my Unionbank Miles + Credit Card
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UB is one of those banks na mahirap magpawaive ng annual fee. They also don’t offer multiple options to waive the AF. I requested to waive last March and ang criteria nila is dapat nakapag spend ka ng certain Amt the previous year, which is sa pagcalculate ko is 100x of your AF, like sakin 2k yung AF ko, and dapat daw ang Amt spent ko last year is 200k. Take note, less than 100k lang ang Credit Limit ko sa UB card ko. The other only option they have is to use your points if you have enough. Eh sa case ko, hindi ko mandalas gamitin sa big purchases tong UB kasi nga mababa lang ang CL so not enough ang points. The only thing they were able to do is to make you pay your AF in installment of 6mos. So ayun, not really a fan of UB na because of this. Hahaha but that’s just me.

I already requested to increase my CL with them, kaso nakakaloka, kasi nasa 50k lang ata ang itinaas. Sila pa rin ang card ko na may pinakamababang CL. hahahaha

Btw, I enjoy your vids and sayo ko natutunan na tignan at aralin maige yung mga perks ng cards. Dati kasi wala akong pakielam sa mga perks and offerings ng mga cc, as long as nagagamit ko sila. Hahahaha

Always watching out for your new Credit Card vids.❤😁👍

jaycgarcia
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Hello po, baka po pwedeng ma review niyo rin yung Miles + Signature Visa ni UB. Na approved kasi ako and sana goods sng benefits ng card. 😅 Salamat po!. 🙏🏻

roneloabala
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I've been using my platinum CC from UB for morethan a year now and I must say na mahirap magpawaive ng AF sa kanila. They will require you to spend a certain amount bago ka maging eligible sa waiver. If you will also request for easy convert wherein they will convert all your straight purchases into installment may charge na ₱500 aside from the monthly interest of the total amount na icoconvert. And hopefully makipagpartner sila kay SM for the paylater promo like BDO na after 3 months pa mag-generate yung first bill.

Any idea @Jax on why am I always getting rejected/declined kay Citi? I was just wondering since same company naman na si UB and Citi. UB was able to grant my request for CL increase but Citi keeps on rejecting my application😢

patchoiasmr
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I like how UnionBank mobile looks, very clean and sleek, pwede mag lock card and mabilis mag activate unlike sa BPI sa text pa and takes a few days to activate.

frncs.r
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Hi idol!
Ask ko lang po, pag po ba tinawgan ka ng bank for your cc application and tinanong ka po kung ano ang preferred delivery address ng cc at pag binasahan ka ng terms & condition, sign po ba un na approved kana?

learnwithoscar
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Hello Jax, tanong lang sana kung anong specific lounge access ang union bank miles world mastercard? Kakarating lang kasi ng cc ko at di ako sure kong anong lounge meron itong card na ito. Salamat

macoyyecyec
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Hi guys what if po iba naka receive ng credit card ko tapos hindi naman po sya activated, is still safe? Hindi po ba nila un magagamit unless i activate ko via UB app?

ericamagbanua
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UB has an ongoing NAFFL promo with no spend requirements from May 17 - June 30 for Visa Classic and Gold with Marhaba and PAGSS access! Sayang! Hihi

daemonneko
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Hitting the like button right before watching your vlog, basta c Jax! 💕

emelynlaborera
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Hello po.. Received ko n cc ko.. Bkit ayaw nmn ma activate puro error we cannot process details you provided gnon lagi..

Bhing-ef
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New subscriber here. Thanks for this!

Quick question lang po sana if alam niyo. Yung 20k spending requirement within 2 months ng UB Rewards Platinum para sa NAFFL, dapat po ba straight transactions lang? Hindi siya pwede sa installment transactions?

jiselleresurreccion
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Ano mas preferred mo sir? BDO Amex Explorer or Union Bank miles + Platinum? Appreciate your feedback sir

winmag
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omg i just got the same cc just few days ago ❤and i’m quite happy for the lounge access privilege they gave. looking forward to your next update vlog~

marivip
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Pwede papalit existing Cashback to Miles+?

GurdevSambali
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Ano pong kaibahan nito po sa Unionbank miles plus regular po? Yun po kasi naapproved sakin.😅 Thanks po!

dianlascano
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Hi Jax, I wanted to ask about UB because we have NAFFL promos for both UB Rewards Platinum and UB Gold visa. Which is better po if we are not looking at the the free lounge access in gold visa? Thanks.

cassyd
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I just got approved for a UB rewards visa platinum but I realized wala pala siya lounge access. That was the whole point of me applying for a ub card. Any advice? How long do you think po before I can apply for another one? Want to get the visa gold or if possible, the visa platinum sana.

rhezamaep
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Hi! Ask lang po! My na received po me gold visa then hindi ko siya na e active, my babayaran po ba ako AF pag hindi ko po na e active po? thank you po

lexvalencia
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is it true mahirap gamitin si UB rewards plaitum :( parang nag dedecline

jean_shortgirl
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Isa talaga sa magandang feature ng UB is their App talaga..in comparison with big banks sa pinas like Metro, bdo, bpi

loydquijano