Credit Cards Can Be Overwhelming! This Strategy is a GAME CHANGER Where YOU WIN!

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I had been praying for a way to get out of this credit card debt and I don't know how but one of your previous vids just showed up in my suggestions and I don't even watch financial vids, but this is going to be a game changer for me. Thank God and Thank you so much for your help!

kninemusic
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👈 part of the people that gasp and say "why wasn't I taught this 20 years ago" so glad I found your channel. Single mama, trying to figure out “life” and you just upped my game big time. Thank you

aprilsparks
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You’ve literally changed my life! I’m no longer drowning, I’m thriving!

nellie
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In a similar predicment with even more negative flow and more credit cards than your example. I had to use a spreadsheet to figure out which cards to work on paying down and which ones to just pay my minimums. But this will immediately take me out of my $611 hole and put me about $200 into the positive. Thank you. As I knock out one, then I can begin to wipe out the next one even faster. 🎉

andrewclark
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A Facebook group for people using this method would be highly useful to bounce questions and ideas around.

astablack
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This is the strategy for me! 5 credit cards all maxed out. I paid a big chunk to one and they lowered my limit by that amount! Next paycheck I'm going to spread throughout my cards to free up $1k in Cashflow! They won't all lower my limit.

BigD
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I just want to thank you so much!! I have been under so much stress about my CC debt with 0 cash flow. Just found your videos today and it feels like a God send. Thank you!

jonathancrist
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I agree with everyone on here! Thank you Jesus for sending this my way! God Bless you!!! Never have I been taught this and while I need to watch a couple more times to wrap my head around the concept, I'm going to put into action ASAP!

kingschildever
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Unless you have one of those introductory zero interest credit cards, you'll need to remember to include the credit card interest amount that's going to be zapped out of your available credit as well - pay attention to the date that the interest is charged or that can mess you up if you don't take that into consideration. As long as you include the interest you'll be fine and this works.

planetsky
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This is my first month trying this out. I have 2 cards which were maxed out for the last 6 months or more. I always paid the minimum but never got ahead (not surprising). I get paid twice a month. I ran the numbers and split my expenses (depending on due dates) between the two cards so that I was wiping out the minimums on both plus more. For the first time, the balances on the cards dropped and my credit score went up 49 points in 2 weeks (unexpected). My numbers are all much smaller than the example in the video so progress will be slower. But I did nothing but pay regular bills and the card balances are moving down - I am so hopeful! Thank you!

dkayok
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I need to rewatch this cause it totally went over my financially illiterate head. How do you pay bills on a credit card and make the credit card payment when you are already broke?

jodybehun
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Thank you for your ministry. This is an answer to prayer decreeing living in the overflow! I'm going to implement this system this week. The seeds you are sowing will bear much fruit!

abundantlivingcr
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Your video just popped up in my feeds! I’ve already paid off 2.5 of my credit cards and improved my credit score greatly but this will help me pay off my remaining credit cards and improve my credit score even more! Thank you so much for your time and talent!😇

MoniqueMichelle
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You're like the anti-Dave Ramsey. I love it.

mikelaplante
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honestly I feel like this is a realistic system for people who are really in debt. Dave Ramsey keeps on preaching about people need to get more jobs to make more money, sometimes that's not realistic. I personally commute a total of about 5 hours a day and then work 8 to 10 hours a day, so how am I going to get a second job if my work commute equals 15 hours a day. I guess he thinks I don't need to sleep.

yaaseal
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I’m 73 and I started driving Lyft 5 weeks ago here in Vegas with the notion to apply my earnings to debt removal. I love meeting the people I pick up and being a service to the elderly as they go to their medical appointments so even when I get out of debt I’ll still do it at least 10-20 hours a week. This was exactly the strategy I was going to use for my 2 highest payment cards. I just started to watch you yesterday and love this concept. With my 2 higher payments eliminated with the VB $$ input then those payments will be gone but be working in the background to eliminate that debt. Thank you for this video!

cocacolafiesta
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I found your videos about a week ago, and this has been a game-changer for me to pay down my credit cards. Thank you and keep blessing everyone with your gift of teaching people to manage their finances and live debt free with a creative strategy.

janicehollman
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I didn’t even finish the video yet & I subscribed cause I am already trusting the process! So grateful for people like you!!

lifeoflesavage
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Only had to watch hours of great videos to get my "duh" moment. Thank you so much! (That was nothing on you, just wrapping my head around the credit card using expenses to "count" as the monthly payment, while using what would normally be the payment, to pay off some smaller balances first.)

PlaynKoi
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I realized I had to stop shopping work and pay them off and not rack them up
again

tonyahenry