How Do I Pay Off Debt When I Can't Afford The Minimum Payments?

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[vickieclark]

California is a beautiful state with a lot of fun things to do. But if you have to work 3 full time jobs to live there, then that defeats the whole point of moving there.

[TheMeganExperience]

She said she makes 50k before taxes which means her partner only makes 25k... and they pay 1k in day care per month. the partner needs to quit their day job and stay home with the baby during the day then deliver pizzas or drive uber at night when she's home from work.

[OscarMartinez]

Already saw the title about debt and just have to say please just please guys if you can't afford something with your own money don't go broke borrowing someone else's money (Aka the Banks)

[crazeekids]

Caller- I pay $1, 000 month daycare
Dave- I don’t care. You should still be able to do this.
Sorry, what? $1, 400 rent and 1, 000 daycare tells you right there where all their money is going.

[KatHamilton]

I've paid $19k in 10 months (90k household income) since I started to listen to you.

[candicemay]

I work dayshift & my husband works nightshift so we dont have to pay for us close to $300 a week for both our kids

[thatscardo]

Ive been Binge watching Dave Ramsey for two weeks now.. his info is pure Gold

[laksitamochtar]

Two options
1. Living below your means
2. Making more money

[cutlerylover]

Its funny what some people think sacrifice is, some people think sacrifice is not getting an extra appetizer or dessert at the restaurant every few days when they go out to eat and others know sacrifice means not eating anything on fridays, lol...

[Holdeenio]

I’m impressed with her recall ability of the figures. Often people don’t have a clue 🕵🏻‍♀️

[captainfailtv]

Dave solution to everything beans and rice. What if i want Ramen noodles

[littlejimmothy]

These people clearly spend more then they make and neglect the debt

[buckybarnes]

Only in California can you make a dual household income of $75, 000 and be behind in your bills. Other callers are calling in with less than that and are becoming millionaires (over time of course).

[marshpartyoftabitha]

I don't understand how their not making their bills. We make the same with money with 5 kids and more debt. She has to be spending and not watching

[exceedinglyaverage]

"Not gonna see the inside of a restaurant unless you're working there" 😂

[LisaVanGemert]

If they're paying $1k in child care and her husband is only making $20k (she said gross was 70 & she made 50 - I can't believe Dave let that slide), he should work part time while she's home and they should ditch his job because he's working for free.

[johnf]

You won’t see a restaurant unless you’re working there 😂

[TraciJehan]

She makes $50k and he makes $25k???? He needs a better job or she's leaving out pertinent information...

[sunset]

Dave : You still have your son, right ? Lol

[bobbyb]

That $1, 000 a month daycare killed the budget.