Early Retirement: 9 things to know from a 33-year-old retiree

In this insightful talk, Justin McCurry from Root of Good teaches the audience the valuable lessons he learned about early retirement since 2013, when he finally took the big step of leaving his 9 to 5 workplace. Justin explains how his 1.1M investing portfolio helped him find financial freedom, how he’s still making an income from part-time jobs, and gives advice on how to live in the moment without financial concerns.

Wherever you are in your FIRE journey, this talk will remind you what you’re working towards and motivate you to keep going.

[CampFI]

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[danelmore]

Justin is the real deal. Great message without the self promotion or purple hair.

[Northern_Squirrel]

Greetings from north of the border, just came across your channel. Congratulations for reaching FI, this not something many can do but you proved it’s achievable with proper planning, saving and investing. Thank you for sharing the tips, best of luck.

[chrisharris]

Fantastic presentation really glad I found your channel. I am aiming at FIRE by 49, wife and three kids as well who will still be at home when I do so, so it’s really interesting to see there are others in that position and you did it without any extremely well paid jobs etc.. Congratulations on your journey so far! :)

[stom]

I appreciate you sharing your retirement life… What you said about investing thousands a month over 18 months is exactly what I needed to hear to keep me doing what I’m doing in the market.

[alegriadelsol]

Amazing! Great speaker! Thank u for sharing all the great tips! 😊

[elizabethandrews]

I found ACA very very expensive …. It’s only cheap if you have no networth! But I found private insurance to be affordable

[WesSites]

ACA is only cheap for you because you don’t have an income… if you were making your engineering salary you’d be paying a tone. It is subsidized for you.

[chrisniner]

I have lived off grid for over 25 years. Now that it's an in fad sort of thing and 95 percent of the folks attempting are completely in need of guidance (but unaware that they are)...

maybe I could earn enough to not starve by coaching others. Hmm.

[jimsmith]

This is my story and no one can tell it better than me. I started out top 2% of Americans in 1989 and am now top 15% in 2023. Inflation hurts, ill health hurts, kid's costs hurt, divorce hurts. Your income will get impaired at some point, even if you're a trust fund baby. I am sort of a trust fund kid, but not quite. Turn 30, educated but no job, but still with a very high income, and a girl's parents will try dissuade their daughter from dating you. I own commercial real estate that was featured in the Wall Street Journal. But crap happens contracts can and do get impaired. Better have a backup plan. Obviously, I should do a video because few people have this experience.

[CapsFan]

Do you have a video of the credit card hacking presentation?

[NipItInTheBud]

What kind of insurance do you pay $0? I use the ACA and for decent insurance it’s $400+

[jimsmith]

I retired at 28. I was single. Guess what? When you don't have a real job, women and even worse, their parents, look at you like you're a crazy gambler not marriage material.

[onlywenilaugh]

WOW, ACA 0-125 per month. Guess the rest of us working are paying to subsidize it. Gratz. Affordable for the people who don't want to work, not for the working though who pay the taxes to make it work. Couldn't watch the rest after that slide, sorry.

[NipItInTheBud]

This just proves that engineers get paid way too much!

[mike]

How the fuck did he go from earning 80k per year to having a 1.1 million portfolio after just 10 years of working?

I guess together they earn 150k and had good time when they bought stocks?

[jimsmith]

This guy's story is so incomplete that it can't and won't help anyone. This is laughable. 33 years old, huh, wait till the shit hits the fan, and it will in around 10 years. Then you'll look back at your life and say, I screwed up, how do I right the ship? Remember this day, it's going to happen to you. 1.1M, that's a joke. I am 61 and have made 7MM. It takes real money to live and 1.1m doesn't get it done.