What is an ISA and Why you should have one | Understanding Stocks and Shares ISA UK

I used to think Stocks and shares ISA's were a waste of time and useless investment strategy. However now I love geeking out about them, I wanted to create a video for you to explain what an ISA is and how it works so you can understand how stocks and shares Isa's work!

I also go to talk about LISA investing and how you can get £1,000 free!

Let me know about what you think about this video in the comments below!

*Disclaimer: I’m not a financial advisor and this shouldn’t be taken as financial advice. This video is simply my opinion*

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[kevinchristoforou]

Downloading a compound interest calculator, whacking in statistically proven average returns on s&p500 and looking at the result was the best thing I ever done. It showed me that this WORKS. Anyone on the fence - do it, DO IT NOW.

[groogoo]

"zero point fuck-all interest rate" had me in stitches

[frankincense]

The BEST non-financial advice from a non-financial adviser! Spreadsheet please Jamie! ☺

[RatIphone]

Great video Mr York, love your explanations they're so clear and concise. Have been binge watching your videos and really appreciate your work! My family isn't financially literate so being able to learn from you has been a blessing, pls do keep up the videos. You're changing people's lives

[paulbaxt]

Morning Jamie, you woke my ISA brain up on a Sunday morning. Thank you. Be Lucky 🍀 Paul.

[giantrobot]

Great video with a huge amount of information, just wish I'd seen it 20 years ago, too late for me now as I'm 47 but I am going to show this to my nephew and hopefully he will use the info to make it work for him.

[stoqnsertov]

Drawing of the stocks going up and down, your best Drawing so far :)

[bigbis]

I think I found you at the right time in life. Thank you for this information.

[adamwalker]

Didn't know much about stocks and shares LISAs but that seems to be a cool option for a retirement fund, thanks for bringing it up.

[IncreaseYourFaith]

Spreadsheet. Great video thank you very helpful. 😊

[martinnicola]

Jamie York, such great content. Thank you for sharing your knowledge

[moky]

Jamie I will be working with you one way or another you are a top notch, humble and amazing 👍👍

[justjames]

Great video once again Jamie. I'll be sharing this with family. Thanks

[dealer]

You may not be my financial advisor but I'm definitely sold!

[LOA-vrbf]

Learned more from this video alone than a course

[IrishDragon]

Been binging all your property videos lately, mate. Great to see you have videos on finances too. Cheers for the great info!

[petramozsi]

You are soo smart ! thank you for sharing!

[MsSturdybird]

Spreadsheet please. Great videos as always. Learning loads here.

[platapusplatform]

Good videos on property investments, very educative indeed. Thank you so much.

[izeox]

Spreadsheet. Get video, the effect of compounding interest is very remarkable