Step-by-Step Guide to Make a Personal Budget-Practical Presentation by the Savings Tutor

The first step towards financial independence is knowing how to create and use a personal budget.
In this episode, we give a practical presentation of how to create a personal budget.
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[pollytycoon]

Emergency is very key in every budgeting process

[priscillaanderson]

Great notes.
My question is how do you go about this plan when you don't have a direct source of income (ie. a salary) but render a service job.

[preciousnaomi]

Thank Sir.This is an eye opener for me

[michaelmishiwo]

Sir what what about chop money.i want to know how u factor it in since it is on a daily basis.tnk u

[benjaminadipah-tamakloe]

Well done but
I think you miss out somethings like
1. Family emergency fund; which can include medical expenses
2. Miscellaneous ;which can include changing of light bulbs, data, call credits and other related expenses
3. Clothing

This my opinion

[wallacekofiabel]

Please what if you are spending more than you earn can you still plan a budget

[mamabahighest]

What about us which earn less that 700 cedis a month

[wedjongkwowe]

Tithes and charity are unnecessary stuff. U will go broke thinking of such stuff as your priority

[fulamorales]

🤔excellent explain! you are nice intructor finance personal! 🙋👍🪶💯🥳👍🙄