Behavior vs. Knowledge in Personal Finance

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The baby steps taught me to focus on one thing at a time and keep life simple. Also, daily habits and behavior makes a difference. It’s the little things you do everyday that have the biggest impact. Start small and win big! Thank you Ramsey Team🙏🏿

ThrivingwithOneil
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I totally believe this advice! Good advice to focus & get momentum toward goals & acknowledge human nature! Good point to keep in mind!

twinoaksfarmpoultry
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I love this short. It's for everyone that hates on Dave's method because it isn't the absolute fastest way to get it off debt. The Ramsey technique is all about building the mental fortitude and feeding the brains desire for wins along the way. Killing a small debt (despite the 0% interest) gives an endorphin boost that drives you to continue to the next debt.

cambrosn
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What if there is no “small” debt? What if you only have 1 source of massive debt? Imagine being “debt free” outside of $80K in non bankrupt-able student loan debt.

joeytrust
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Everybody becomes a "beautiful mind" when it comes to paying off debt. Funny how they didn't care about interest rates when they were racking up the debt, just the color of the shoes.

treasurethetime
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Makes sense. If behavior got you in debt it can get you out.

michaelprivitera