What is Personal Liability Insurance?

Personal liability insurance. Every tenant insurance package, farm insurance package, commercial liability, and home insurance package policy does include liability coverage to the policyholder, and family members if they qualify. Liability claims do not happen on a regular basis, quite often they don't happen but when they do they're generally pretty big! A liability can be some something simple like a 'slip and fall' on your front walkway your dog attacking a passer by your child riding there bicycle causing an accident or running into a person. These are all liability issues where your home insurance or your tenant insurance and in some cases commercial insurance come into play. With Farm Insurance the there also is personal liability as well as commercial liability so if an animal gets off the property like a cow or horse and causes an accident on the road it is the liability protection that comes into play to your defines. Also if there is pollution coverage leaving your farm property or even your home due to an oil loss or some other issue that's caused damage to someone else's property it's going to be your liability coverage from your home insurance that will come to your defense.