Personal Liability Supplement

Dwelling policies are, by nature, a stripped down form of insurance that removes liability to coverage to make it simpler and more affordable. Unfortunately, situations may arise where it turns out liability coverage is needed.
In this circumstance, there are a couple of options. The person can buy a homeowners policy, but this can end up being expensive and saddle them with coverages they don’t want or need. The other option is to add liability coverage to the dwelling policy.