Understand The Popular Private Liability Insurance In Germany

Liability Insurance in Germany is a must-have. We explain in detail why and where you can get it.

✍️ Written Guide Explaining Private Liability Insurance in Germany

🔥 Getsafe Private Liability Insurance
With our special Getsafe code SIMPLEGERMANY15, you even get a 15 euros discount.

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⏰ Timestamps:
00:00 - Introduction
00:24 - What is Private Liability Insurance?
01:13 - Why do you need Private Liability Insurance in Germany?
09:10 - What does Private Liability Insurance cover?
09:49 - What does Private Liability Insurance NOT cover?
10:45 - Best Liability Insurance Providers for English Speakers

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#expats #germany #expatsingermany #lifeingermany #expattips

[Marymationnn]

So good to see you again. Yet another helpful video

[pragmatycznymatt]

Hi there, greets from Poland! Came here from Understanding train station:) I totally do not need to settle in DE (I love, work in Poland and do not plan to move) but I find your content sooo interesting, funny and cute way that I really appreciate it! Keep on, bests!!:)

[idiotequesmile]

You're absolutely amazing! Thank you for all the information. I am in the middle of my relocation to Berlin and your vieos are very helpful!

[cappuccinogirl]

Thank you so much for so informative video! I was literally kicking my head for almost a month about this insurance kinda thinking it will cost me a fortune 😂 and not really getting simple understandable informations about it. At least I will be able to sleep calmer at night now. 😂 Your Youtube channel is definitely the most useful thing I could find on the internet during this crazy period of adjusting to Germany. Thanks for your efforts and keep making amazing videos! 💛

[EricOnYouTube]

Come on, Yvonne, that key frame pic for this video is fantastic! :). Well done.

[ghinwamasri]

Hello Jen and Yvonne. Your videos have been truly helpful, and I've benefited a lot from both of you. I don't usually comment on Youtube, but thought I'd drop a small thank you message for all your hard work and detailed explanation. Wishing you the best :)

[g_rafeio]

I learnt about private liability insurance around a month after moving to Germany. When I did, I bought it the same evening and went to sleep immediately after, so that I won't cause any damage before it starts covering me after midnight 🤣🤣

[mariemlouhichiicen]

You're absolutely amazing! Thank you for all the information.

[senaps]

I knew in Germany they have an insurance for everything, but this one is the most important one to get. a few month's ago after getting into our apartment, we got an insurance and I didn't know if it was the insurance that if you hurt someone else it will cover for you, or is it the one which if something of you get damaged they will fix it!
I saw this video and I got stressed and went on and found my paperwork. I can't beleive it! 50million Euro liability for only 70 Euro a year! and it's this insurance you guys are talking about in this video. I think I need to get the other insurance about my own stuff being damaged, but I think that's not as urgent as this one! thanks for reminding me :)

[mrpilot_]

I am lucky to have seen this video and got the insurance immediately. Now, I personally feel this should be rather mandatory insurance!
As a matter of fact, many foreigners don't know about this only because it is optional.

Thanks again!

[veer]

hey Jen, Yvonne, Listening to your videos is like listening to some friends, simple words to covey, no exaggeration. I appreciate you for it. Thanks

Just read your coffee donation. Super kool. I would really like to invite you guys for an Indian-style spicy dinner with the wine of your choice. So you are most welcome 😄

[andymo]

I even have a Ausfalldeckung at my Haftpflichtversicherung.

So, if the person who cause a damage to me won t have a liability insurance or haven t enough money, my one will cover.

[turjo]

Didn't really know about liability insurance until I watched this vid (also was gone from YT coz exams). Now I'm considering getting one myself. Great vids you two!

[nohaylamujer]

I wish there were such a great channel like yours about other countries that we nomads are thinking of moving in

[michaels]

Thank you for all your very informative videos. I'm taking a web developer course and studying Germany on Duolingo. Hope to make the move there in early 2023. Researching areas that would best fit my needs.

[anchouse]

Omg, finally someone explained why if I cause someone physical damage - it's not necessarily covered by the regular health insurance of that person! I've been wondering about it for so long, didn't make any sense to me, thanks so much!

I've also faced the same reactions as Jen when I told people I didn't have such an insurance :D I of course have it now and it hasn't come to using it so far, phew :D But we did damage a curtain that belonged to the landlord and now he wants to subtract the cost of it from the deposit, and of course it turned out to be a specially made fancy-ass curtain, so I dunno, maybe we will tell him alright, give us a receipt or something and our insurance will cover it. We'll see, but good to know you have insurances, to at least use as leverage sometimes! (we also have legal insurance and we will totally use this fact in our dispute with him)

[Agus-jiel]

I'm planning my move to Germany from Argentina and your videos have been very useful!

I have some suggestions for future videos:
- Birthdays in Germany (what do you eat, do you invite people to your house or meet at a place?, gifts, do you send cards?)
- Partying in Germany (times, pregame, etc)
- election system and a brief explanation of the parliament would be very useful (this in my case would be especially useful, because I was born and raised in Argentina but also have the German citizenship so Ican vote. But also is very important to expats living in Germany to understand the political affairs of the country they lived in)
- Integration Course: there is this course that you can do if you are moving to Germany in which they teach you German and different stuff about Germany. Sometimes is mandatory to do it but in most cases it isn't. But I haven't been able to find much information about it than what I've just told you. I think would be very useful if you can do a video explaining how do I sing up, fees, how must take the course, etc.

Again, I am very grateful for all of your videos!!

[zaidjaswal]

I love your channel. Ich liebe Ihr Kanal

[martinsenoner]

I have one for my family (beeing a german italian), tridet once to use it

[shubhamsrivastava]

wowww....so informative....
Loved the Thumbnail 😂😂😂 whose idea was that? 😁