What Is Medical Payments Coverage? Home Insurance Coverage F | Clovered

Medical payments coverage can be found within many different insurance policies, including a home insurance policy. It’s designed to be a safety net in the instance a guest, or anyone else, sustains a minor injury on your property.

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Medical payments coverage has your back, Jack.

Home Insurance Coverage F: What Is Medical Payments Coverage?

Medical payments coverage is designed to be a safety net for you and your family in the instance a guest, or anyone else, sustains a minor injury on your property. It only applies to injuries that occur on your property, but it doesn’t matter who’s at fault.

It could’ve been a rowdy wishbone splitting on Thanksgiving, awry pumpkin carving on Halloween or another escapade you wish had a better story.

Due to its low limits, which are usually between $1,000 and $5,000 per incident, claims involving medical payments coverage are often used for minor hospital bills and small injuries — such as X-rays, ambulance rides, minor surgeries, physical therapy, dental work, and so on.