What is medical expenses coverage?

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Do you know what is medical expense coverage?

Medical expenses coverage is the amount specified in various insurance policies such as health insurance, critical illness insurance, personal accident insurance, car insurance, or motorcycle insurance policy. It can be used to pay for medical expenses in case of bodily injury according to the conditions specified in your insurance policy.
Medical expenses coverage is absolutely needed as medical care can be costly, it allows you to be hospitalized in the event of an accident without having to pay for medical expenses. However, the insurance claim process depends on each insurance company. In case of a personal accident insurance policy, advance payment might be required. In case of an insurance claim with critical illness insurance policy, you might receive a lump-sum when a serious illness is detected.
So make sure that your health insurance, accident insurance, car insurance, or motorcycle insurance, covers medical expenses. Does your insurance policy fully protect you from financial losses?

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