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What is Medical Payments Coverage?
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Fort Myers, Naples Florida Insurance Agency talks about Auto Insurance and Medical Payments Coverage.
Transcript: What Is Medical Payments Coverage?
Medical payments coverage-sometimes referred to as medical expense coverage-can help cover the medical expenses associated with auto accidents. It generally covers medical expenses for you, your passengers and any family members driving the insured vehicle at the time of the accident-no matter who's found to be at fault. It can also help cover you if you or your family member is injured in another car or injured as a pedestrian.
You might think you don't need this type of car insurance if you have health insurance, but medical payments coverage can help cover your copays. Plus, this type of coverage can extend to your passengers, and your health insurance may not. What Does Medical Payments Insurance Cover? Doctor visits, Hospital visits and stays, Surgery, X-rays, EMT & ambulance fees, Professional nursing service and care, Prostheses