We live on less than minimum wage and save half of it. Our September Budget. #frugalliving #budget

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It's time to reset our budget for September. We tell you all the numbers that are involved budgeting in France.

#budgetreset #minimumwage #frugalliving #extremefrugality #costoflivingcrisis

Frugal Queen in France

We are a British couple living in Brittany on a budget.
Frugal recipes, days out, home renovations and day to day making do in France.

We’ll give you hints, tips, advice and an insight into our life in France.

Equipment used
Camera : iPhone
Editing : iMovie on a Mac mini

Music:
YouTube Copyright Free
Epidemic Sound

YouTube Audio Library
Apple iMovie*
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I have nearly paid my mortgage off and have no other debt. I don’t live frugally but do live mindfully. For me, the plus of living this way is no stress! I realised a few years ago that the thought and excitement you get from buying something lasts from a few minutes to maybe a few days. Then it goes. Whereas not having debt and being happy with what I have (and grateful) gives me a constant feeling of contentment. That is worth its weight in gold. Pardon the pun.

jacquiehall
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That seems like a very healthy budget to me. I live off £1600 and the two biggest monthly bills are electric/gas and council tax! I also buy smokeless fuel £400 this year. I too count every penny and budget and save, I have ten different pots, it makes it easy to manage. I put more away per year for my dogs as a dog broke a leg as a puppy and that cost over £4000, fortunately I always insure dogs for the first year when they are most likely I feel to run into trouble, after that I self fund as the insurance rates start to rise considerably. I also have a Christmas/white goods fund. I have an allotment which feeds me very well. I very rarely eat out, twice a year maybe but do enjoy a coffee with my father twice a week and I run a knitting group, so that’s another coffee and now I’ve taken to having a Friday night out. It was a big financial decision but I’m a young widow and I feel I need to socialise as well. I shall watch some more of your content, thank you for sharing.

mandycharlie
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Thank you for such a thorough breakdown of your budget and expenses. This was fantastic!

kelleyspears
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We live on less than $3837 for a family of 4, still paying mortgage, didn’t realize how poor we were, no commercial debt thankfully.. things are tight though to be sure.

NobodySpecial
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This is by far the best video on budgeting and frugality I've ever watched! I've been disgusted, annoyed and even convinced that perhaps you ought to be loony to be frugal when I've watched other videos.
Your method was so simple, practical and not harsh. It made sense and having received my paycheque today, I'll get to work😅

thomas
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Always uplifting and inspiring! You don’t need a lot of money to have a beautiful and fulfilling life.

joannleme
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I really enjoy seeing the numbers on how other frugal people save and spend.

rebeccawatson
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Love the new budget format, you are so honest and transparent, it really inspires 😊me to

fionapage
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Hi Jane and Mike! I am older than you, not as talented, not as thrifty not as good looking, but I think we could be friends! Love all your videos- it’s great to learn new things. Thanks so much. G from Michigan USA

gloriaroberts
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The information provided by this channel has helped me in many ways. So much more overview now thanks to your budget system. And although I do not earn a lot I still managed to create an emergency fund which saved my precious dog last month when she needed an emergency surgery! (She was insured up until 2020 when I lost 80% of my income.. once I got back on my feet I couldn't get her insured anymore).
Anyway.. great video. And really clear editing. Well done!

Dutch_Gonneke
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Living beyond your means is an ongoing pandemic, people I know with good earnings are constantly paying things off & never seem to have any substantial savings.
Living below your means is what people should be doing & taught how to do it & how to not go without when your means are very much reduced as incredibly well explained by Jane 👑 today 👏👏

BibiBitesBack
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Perfect timing, working my budget today, will be adding more after watching you. Thank you so much Jane Mike Dolly and Mart. Have a great day.

Sandra-sp
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Your information is so helpful and validating to people trying to live well and make the most of their money. You are looking lovely, Jane! Enjoy the fruits of all your great work. ❤

carolynredinger
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loving the new graphics and video layout, well done Mike, and Jane of course :-)

lynnestait
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I learn something every time I watch your videos. THANK YOU!

marypeterson
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Great video! I love how you are able to break down your budget in such simple terms for us. It is very helpful. AND you do it so cheerfully 😊. I had previously thought of my budgeting as drudgery, but you’ve shown me how to cheerfully make it work. Thank you!

elizabethbertsch
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Another great video! Those fur babies are so cute!

bettyhowatt
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You inspire me in the way you pay attention to your financial details. It gives me good ideas. As well, I commend you both on your financial transparency. You could choose to keep these things private and you don't. Thank you for all you do.

denisebolin-clark
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Hi Jane and Mike. What a professional looking video. As usual, great content and presentation. Two great trips to look forward to as well. 😀 I have some lovely memories of the South of France. Another beautiful region. 🤗

sheila
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Like spare tire in your car. Life happens and its always great have extra $ stash. Budgeting like maintaince on car so everything working order.

georgiawise