7 Things To Do Before The End of 2025 (Financially)

In this video I go over 7 things you can do financially before 2024 ends. I hope you enjoy!

FINANCE:

RESOURCES:

WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:

⏱️ Timestamps:
0:00 - Start Here
0:26 - Reviewing Your Assets
2:00 - Take Advantage of Free Money
4:30 - Framer
5:30 - Sort Out Your Debt
7:23 - Renegotiate Your Bills
9:23 - Budget and Savings Goal
11:37 - Tax Loss Harvest
14:01 - Target Financial Goals for 2025

[KennedyVerbruggen]

Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2025?

[MrTaco]

Biggest year for me so far, net worth increased $80k, I maxed my 401k/IRA AND HSA, I quit drinking (saving $250 per month from this), started cycling, and also did a solo trip to Italy. I’m 27 and really motivated to keep going.

[PaulaCarbonell-nj]

One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing $100 per month can compound to tremendous wealth over decades. The key is to keep going!

[Peterl]

Making money is not nearly as vital as protecting your cash. Basically, since it is far more difficult to make money if you lose your capital. "Missing the train" as opposed to "losing your money." There are several trains, but it's over if you lose your money.

[CHRISTIAN-MYERS]

So much knowledge! Absolutely free! All of this is not taught in school or university! I was never taught anything about money, I am praying and working to change that. I am 46 no retirement no savings because I made a lot of mistakes when I started trading that I am trying to correct now. Listening to you gives me inspiration and wisdom. Thank you so much, it's mind-blowing!

[saucysnarf]

Want to say thanks to you and all the finance YouTube guys out there. I’m 28 and never had much financial education. Three years ago got married and was just about dead broke. Started studying and listening to you and various others and my net worth just hit 60k on track to hopefully end 2025 in the six figure bracket for the first time in my life. Can’t thank you enough. Cheers!

[SarahMelissaBrown]

Uhh Humphrey, you have educated me so much in regards to finance. I have 0 debt, a very healthy emergency fund, 401K. Roth IRA, and a Brokerage account with a Vanguard. Keep being perfect! 💰

[HughesPaula]

Nowadays investors should rather shift their attention mainly to under-the-radar stocks, considering recent rollercoaster nature of the market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered. I don't know where to go here out of devastation.

[Sylvester-ri]

I think it's important to stick to stocks that are immune to economic policies. AI stocks that have the potential to power and transform future technologies. It seems AI is the trajectory most companies are taking, including even established FAANG companies. Maybe there are other recommendations?

[Jesem-of]

Humphrey, I've been watching your videos for a year now and my Networth went from $0 to $10K in 5 months!!

[enriquell]

I’m considering re-balancing my seven figure portfolios this year, So I'm curious about the best strategies to sell and buy stocks for my portfolio to hedge against market downturns and generate profits. Is it still a good time to buy before the year start to go?

[MT-giwp]

i have no kids, but i did setup 529 college accounts for my 4 nieces and nephews since they were born.

[GarthwaiteMontaya]

I'm new into investing which stock would you recommend for a beginner with £15, 000 looking to build an egg nest

[DiDimzy]

!!Hi mate so exicted today just reached my goal of 400k since June2024 to December 2024 I thank GOD for the life and wisdom shared

[wellsHannahh]

Time is the most critical factor in investment growth. The longer you wait, the significantly less you’ll have down the road. If you're aiming to retire by 60, it's not financially ideal to prioritize paying off your mortgage early before the age of 45.

[Aric_V]

24 and my net worth jumped by 20k this year let’s

[ClaudiaSchreiber-bp]

There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have, and selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies.

[Butter_Toad]

I turned 29yrs old this year. I've been financially struggling all my life, even though I live at home. I've decided to stop being illiterate in finances and begun listening to your channel. Thank you for what you do and the tips you provide. I think the biggest obstacle for most of us illiterates is fear. But I fear living like I'm currently am for the rest of my life. I'll become a recovering illiterate!

[Randimichel-mk]

Well explained. Thanks for bringing up the video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.

[adiiop]

The idea behind the book entrepreneurial cash secrets really blew my mind. It’s like stumbling upon a hidden shortcut to financial abundance.