How to Invest When Interest Rates Rise

Rates can also affect your investments! Rising interest rates change the landscape of investing, here's what you can do when it comes to investing in stocks, bonds, cash, real estate, and more. Enjoy!

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Timestamps:
0:00 - Start Here
0:47 - A Brief Overview of Interest Rates
3:34 - How to Invest
10:36 - What I'm Doing

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PS: I am not a Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel

[cherijohnson]

I'm a Realtor and hubby a mortgage broker. We are here for you Humphrey! Lol! Love your content, so smart!

[More-right-rudder]

I am surprised you didn’t mention CDs. I put a lot of money away for multiple CDs. As the interest keep rising and specially after today’s rate hike, Fed wants inflation to come down to 2%, we are gonna see interest rates go up. This rate hikes keep increasing CD rates. I am all for buying 3 month/ monthly CDs and even some money for longer term, 1 year CD. Still better than a lot of high yield savings account. A lot of people do, CD ladders for emergency savings/ long term savings and now it all makes sense to me why they do it.

I feel so proud doing it, like literally my money is making money. Something a rock wealthy smart person would do.

[MovieJustin]

I'm in the same boat. Sitting on cash rn, savng more and looking at when to pull the trigger on first time home purchase. I'm so ready.

[frankbatista.official]

A big part of Financial Freedom is having your heart and mind free from worry about the what-ifs of life! Have an amazing week everyone!!!

[greensleeves]

Love your channel, just subscribed and have been binging your videos to get my house in order. Keep up the great work!

[enmes]

I’m definitely going to take advantage of the new higher savings account yields - I saw that BrioDirect was offering 3.75% for their high yield savings account, so I’m moving my emergency fund into that. I also bought a 2nd house recently with 5.75%, and I’d like to buy another next year, so I’m keeping a lot of cash on hand. The rest of my money I’m just investing into a total US market index in my 401k, and a dividend ETF in my brokerage. Also throwing a bit into crypto. All of this is DCA.

[mr.financial]

That was a really good video Humphrey. Sound advice for 'just an average investor.' I'm personally taking advantage of this environment to continue to buy equities that are in my portfolio and undervalued. I'm not looking for a moon shot of course. Also, after having to use my emergency fund for a family emergency just over a month ago, I started to formulate an exit plan for all of my investments in rare case I had to divest. I never had such a plan in the past.

[MasterpieceFinance]

Always such great content that I consistently learn so much from! Thanks for sharing Humphrey!

[zarik]

Good informative video as always. Thank you for all the research Humphrey! Day one checking in

[ShortiXXL]

Thanks for sharing this very valuable knowledge with us! Love your channel and content! Keep it up!

[christmas]

Raise cash and buy an asset when it crashes.

[travisharrisphotography]

What do you think about Berkshire Hathaway (B stock) as a longer term investment? I have VOO for my Roth, so I wanted to do more with my standard account and was thinking this maybe a pretty safe bet. Seems to perform as well, if not better than many of the indexes.

[VeryHydrated]

I might look into 3 month bonds. I don’t see us buying a condo here in San Diego just yet.

[desertcoyote]

Great information I really like your videos I'm going to start looking at hi yield savings for now thank you.

[keithhammond]

Confused why by stocks, let’s say 1000 shares of J.P. Morgan to get 2.9% dividend when I can pay that same amount of money and put it into a 4 to 7 month bond at 4.5%?

[carlhammill]

I believe interest rates are going to 10%. iBond will be best investment.Buying home would be extremely risky due to higher cost of money (higher interest rates) & historically high asking prices.

[gregarellano]

Such a great video Humphrey! Thanks for sharing your insights and strategies, it’s super helpful for brainstorming what’s good for us and your communication style is great. Super thankful and grateful! Newsletter is pretty great too so good job on that as well (:

[josephsaeteurn]

i just noticed some people are verified... is it anything like twitter?

[michaeljackson]

Get Robinhood gold. It’s a 3.75% return on brokerage cash held in the account.

[miguelcarbajal]

I used your Webull link and didn’t get the free stocks. love your content btw