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[malzimus]

Lowes interest is SO high!! Our $500+ lumber? purchase balance ended up just sitting there paying mostly high interest and tiny monthly minimum payments of $30. We hit it hard a couple months and wiped that out! These companies with cards with anywhere from 15%-30+% are predators!!!

[Sigmedia]

I really like more of these kind of scenarios...Play with us VAan. When you bored shoot a video im Here.

[neilllando]

Hi Christy, thanks for what you do! I knew you would pass 250k of subscribers! It’s also advantageous to get the zero percent offer on credit card and utilize free interest.. just pay it back before term ends.

[juliawitt]

I love this. My finances are such a mess and I get scared and then i can't think.
What you said today really made me think.... " it's where you put your money "
The interest raye in Sputh Africa is 11.75% . I need to pay off my car

[xrisdavid]

Good job Christie !

A minor gaff @ 7:48 though ----> the $1000 towards the Citi CC satisfies the $476 payment, so along w/ the Cap1 & Lowes payoffs, that months' expenses would be $3915.

[wadecrawford]

It makes me sick not trying to get a Ploc or heloc before getting so far into debt. Now shortly I’m filing for bankruptcy and it just feels terrible. I wish I’d known about this LOC stuff way before.

[rubyorange]

Do you have any Ploc’s recommendations

[jimproxy]

Your videos are a Big Blessing! Thank You for helping so many
I am noticing how some really bad credit cards iam paying off are charging ridiculous interest for purchases. Isn't it defeating my purpose for using them so much and being charged for basically performing velocity banking? Thank You and any suggestions are appreciated

[wolflokie]

No one could see that…. Each time
But great info Ty

[juliewelch]

Is it better to put all of your attention on one or the other and not both, the Heloc and the credit card or can you do both at the same time by splitting your income in half?

[yolanda]

In the past 18 months, I went from NO credit card debt to having SEVERAL of my old high limit cards maxed out!! I didn't have a large emergency fund & I HAD to use my credit cards because it seemed EVERYTHING happened that required thousands of dollars!!

Now I need to pay so much in monthly payments that I don't have enough to make the payments! My DTI is maxed out. A line of credit large enough to transfer all of these cards to would definitely help me pay them off having one payment a month, especially with the amount I'm paying on all of them. I could have a line of credit paid off in probably less than 2 years.

But, considering filling bankruptcy for the past 6 months but I do not want to. I didn't go out shopping. I had surgeries, car repairs, & home repairs. Wish I had known about a line of credit 18 months ago. 😢

[grandattractioninc]

Not sure how else to contact you and ask but if credit card states: Due to delinquency or some other reason, Capital One charged off this account. That means:
Your account is permanently closed and the credit line is unavailable.
Your account won't accrue more interest or past due fees.
You are still required to pay off your outstanding balance.
Is it worth still using velocity banking to pay off? Is it still worth paying off now or using strategy for another debt? Thanks in advance for your help

[dragonggg]

Greetings, I am in Germany and i understood your videos and explanations. BUT can u give us an advice how to persuade the banks to give us a line of credit. I asked every bank here and the answer was: we don't offer such a service. I found one bank but from there they said I have to be an old company with finance experience. Looking forward for your backward connection on that theme.

[justincoffman]

Wait wouldn’t you get the cashflow from Citi for one month because of that payment? The numbers would be even better. Love it.

[autumnaurora_]

I feel like this was a great explanation, but I wish they could slow the process down and explain each step a little better.

[JegtoDFW]

Christy would it make sense to pull 4, 000 from a heloc to chunk on a car note so as to refi the car in a lower interest rate? Or even recast the current loan at the smaller balance but same term?

[bryonsnyder]

Anyone have reccomendation for a no doc heloc? Im self-employed

[bevh]

What about savings accounts? The use of Plaid and it's connection with High Yield Savings accounts. Is Plaid safe?

[William_Green]

I know nothing about trading /investment and l'm keen on getting started. What are some strategies to get started with?

[trevey]

So what im gettin from these videos is get a LOC, pay ya debts off, throw yo income… everything u make a month, into the LOC?