My Wife Spent $50,000 Behind My Back!

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There’s a difference between coming clean & getting caught. She got caught!

Bees-knees
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How people have 50k in credit card debt is mind-blowing to me.

essbenita
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I feel for this guy. This happened to me 3 times with my ex wife. The first time was 35K. The second time was another 35K. The last time was over 100K. People spend money like this because they have an emotional issue. Once the trust is broken it is very difficult to fix it. Unfortunately we divorced. Life sucked for a while for me. I found Dave in 2016. Now I am on baby step #7 thanks to Dave Ramsey.

michiganguns
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She cried because she got caught, not because she felt bad.
Huge difference!

froggiman
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This poor man. He corrected himself at the beginning of the call... He said, "I... I mean WE were working to pay off debt." No, your original statement was correct. YOU were working to pay off debt. She was creating MORE debt. And lying about it. He's in shock, hasn't fully processed what happened.

kendrascorner
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She spent a ton of money, used her tears to weasel out of responsibility when caught, and now HE is going to go work more overtime to pay it off…

thomasaitken
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My husband would NEVER forgive me for getting us into $50, 000 of debt. We’d be divorcing.

dawnt
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I would get a copy of every single purchase on that card. You have to be able to see what she did. This could point to other infidelities you're not prepared for.

michellebreedlove
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He found out, then the water works came out. She only apologized because she was caught. If you were not so kind she would have stopped crying and started yelling at you.

Dave is right, she is a deceiver. There is a lot to work through.

daelkolwitz
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IMO this is instant divorce levels of infidelity. Racking up that much high interest debt can literally destroy an entire future for a family. Like Dave said, it’s the same as if it was cheating. Either way, that level of betrayal warrants divorce.

Lesson learned: be extremely careful with who you decide to marry

jonm.
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Wow, I owe $1, 765 in credit card debt and freaking out about it. I couldn't image owing 50k.

BusyBodyVisa
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I have had two babies, and 50K is more than I spent on "baby stuff" for both of them combined. This woman has been ridiculous and Dave is right, there is NO excuse. This is simply a mentality of "I'm pregnant so I can do whatever I want."

marymccann
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I worked with a woman and her husband found out she had forged his name and got a second mortgage on the house. He paid his final payment on the first mortgage and was expecting to get the title…. It didn’t come. His wife had spent six figures of their house over ten years. His original plan was that him and his wife were going to retire at 65 down at a lake house 2 hours away from the city. They moved there and she went to work at the front desk of a golf course paying off the house. That job is paying $17 an hour, when she was in the city she was making $90k a year as a broker. I stopped by their house a few years back and she was still working. She enslaved herself and her husband didn’t bail her out.

esquire
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This woman is DANGEROUS!!! He needs to RUN and make sure that kid is his. What a disgusting thing she has done. Absolutely unacceptable. I have 3 kids and there is NO WAY she spent even half of that on a kid that isn’t even born yet. She is NUTS and so is he if he doesn’t haul a$$ from this walking red flag.

whosaidthat
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She deceived him and trapped him. This is only the beginning of this guy's misery
😮

sandybeach
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WOW! This guy needs to have a paternity test done. If the child is not his, get a divorce, let her have that $50K debt, and run for the hills. If the child is his, look into getting a good divorce attorney, and still follow the Baby Steps to protect your child's financial future from the mother.

heathermetz
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The guy needs to do a full accounting of the $50k. No chance that went all to baby supplies.

cw
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He needs to get itemized copies of all her purchases and add them up to make sure they add up to $50K and then return the purchases if there is still time. Sounds like she has a shopping addiction, perhaps even a gambling addiction. Then go to counseling. Do a paternity test too.

dogloverjb
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My mom used to hide clothes, etc. from my Dad, worked up tens of thousands in credit card debt.
She was handling the finances.
My wife and I discuss everything.
I'm an Engineer so I work the budget but communication is key. If my wife did this I would be completely shocked and devastated.

getinthespace
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I have to say my husband is beyond blessed to have a wife like me. 😊

hemaslifestyle