Understanding Whole Life Insurance for the Insurance Exam

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.

With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.

Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.

If you love ALL the fun details and back story...keep reading.

In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.

My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)

Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!

I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.

I would love to help you secure your pass!

Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

[wesleyrhodus]

Studied Life insurance on exam fx for hours and Queen managed to teach me more than exam fx in less than an hour 🤣

[shreyapatel]

I typically never add a comment but had to come on here and thank Melissa! I passed my PA life exam this morning. I came across her videos couple days ago and to be honest, I felt as if I wasn't fully understanding some of the concepts. She makes learning concepts so much easier with her tips and you will retain the information. I cannot thank you enough insurance queen and good luck to everyone taking the test!

[lydiadraper]

I found your videos 3 days before my P&C exam. Before you, I was not confident at all, but your videos helped me pass the first time! I am now watching your life videos to help with my next exam. I can not thank you enough for these!!

[fromjaxflorida]

I love the graphics. I can't understand just reading the words but your illustration makes it very easy to understand the concept. You're a great teacher. Thank you for doing this.

[jackiehaines]

Passed the P and C exam because of your videos and now I’m on to the L and H test.

[ChimneyCocoaPuffs]

You were blessed to be an amazing teacher.

[minaperez]

Thank you for your videos I will take my exam again tomorrow I really wanna pass ! But wanted to say Thank you enjoy listening to you watching your videos ! 🙏🏻🌷

[MoriGila]

I am studying to take life and health exam for PA. The company that offered me to take the course has links with excel solutions where I only had to pay a small amount, I think 25 or 30 somewhere there. It's been two months since I started the excel course but it's boring just to read and answer the questions. So, I typed insurance exams teaching on YouTube and you(Melissa the queen) showed up right away and I am relieved from the stress when I started watching all your videos. Believe it or not, I scrolled down to the oldest videos and I am learning much more clearer from you that the excel. The person you invited, Peter, he is wonderful I wish I can be more knowledgeable like him. I am not confident yet to take the test but I will definitely schedule it very soon. Thank you Melissa, you're doing a job helping people like me who struggle understand the insurance language by breaking it down in a simpler way to understand

[chalfontelark]

Thanks a ton for all of your help. I watched many of your P & C videos when i was going through the licensing process and now I'm looking to get my L & H and I'm sure i'll be watching many of your videos for that as well. You truly have been a blessing and in return, i want to bless you.

Im not sure what you believe but Jesus Christ changed my life forever. The Bible says that He's the Way, The Truth, and the Life and there's no way to The Father except through Him. I just wanted to show Him off for a bit here haha to bless you. He loves you. Once again thank you so much for your content!

[yvonne]

Here I was bitxhing that you had no life and health videos and then I found them haha. Thanks so much, I got an 89 on my P&C and now I’m so grateful your videos will definitely speed up getting my LH license too, thanks so much for your dedication to insurance

[melissahendler]

Your videos are so so so helpful! I wouldn't feel as confident taking my exam if I had never came across your videos.

[ManicMercurianAstrology]

Thank you so much for this visual, I have seen the term "Whole Life" / "whole life insurance" SO much and even memorized test questions in my practice exams but I never actually understood what this concept was until just now.

You were talking about insurance vs cash value when it all clicked,
You explain things in such a great way Ive watched hours of your other videos as well

THANK YOU THANK YOU THANK YOU

[Buttsinator]

The best tutorials and guides out there bar none. You do amazing work.

[patriciacdiaz]

omggg i wish i came across your vids sooner because this FINALLY clicked in my brain after spending days trying to grasp this crap

[jaarstol]

you are amazing!! So glad I found you - I’ve been studying with AD Banker and it’s sooo boring and it doesn’t explain things or put them in context the way you do at all. I’m feeling so much more confident I’m signing up for next week! Thank you so much I’ll check out your FB and packages too! 🙏👑❤

[noymc]

Thank you so much, I passed my 2-15 state exam your videos helped me tremendously

[jacobconlon]

Bought the gold course from you, as well as took the practice test 50 times, and passed my life and health the first time!

[ariesandrews]

I'm preparing to take my exam this coming Tuesday for Georgia's Life Only Exam. I passed my Xcel course and do fairly well on their simulators, but I still wasn't confident. I found your channel from a reddit thread and am so much more confident. I'm actually not scared anymore! Thank you for these and for making them easy to understand.

[BigJelNotTheLilOne]

Just failed my exam by 9 points was so disappointed, was recommended this channel! I’ll let you know I’m taking the exam hopefully thur or Friday

[pricialafrance]

Huge Thank you for sharing all of your videos, it help me understand the materials so much better, you simplify things and make it make sense. this is your calling, wish you much success. You were awesome to watch and tell Peter a trillion thanks I love his explanation as well, the light bulb brightened with his explanation. Thanks a million