'Medical Pay' Auto Insurance in California Explained, & How It Protects You & Your Passengers!

WHAT IS "MEDICAL PAY" COVERAGE UNDER YOUR CAR INSURANCE, AND HOW DOES IT PROTECT YOU AND YOUR PASSENGERS?
"Medical Pay" coverage is like having some health insurance under your auto insurance policy. In California, it is not required, but rather, voluntary coverage. I always advise my clients to have medical pay under their car insurance, but just make sure it is "primary" coverage, NOT "excess" coverage.

"Excess" Medical Pay v. "Primary" Medical Pay:

"Excess" medical pay coverage is not worth the money because you have to first bill out your private health insurance and if they don't cover a certain medical bill, then excess medical pay kicks in. Often times, it still gets denied, and it is just another hoop to jump through. "Primary" medical pay coverage applies right away without any hassle.

Benfits:

How does Medical Pay protect you and your passengers? First, it applies to you and your passengers for any medical bills reasonably related to the car collision. Second, it applies to anything related to the car crash, usually much more liberal than most private health plans, thus preventing medical bills to go on your credit report. Third, it is triggered immediately. Fourth, it is cheap coverage in terms of dollars per month. Fifth, a good injury lawyer to can use it to increase the net recovery to their clients - I will do another video on that benefit.

So, do not hesitate to ADD medical pay coverage to your auto insurance without hesitation. Try to get at least $5,000.00, but some insurance companies offer up to $10,000, $25,000, and beyond. It is very good to have and it is not explained or talked about enough.

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Mark Blane is an injury attorney in San Diego, California. He provides free information at his website because smart people need information first, and a lawyer second.

#MarkBlane​​​ handles the following types of Injury Cases:
1. Serious California Personal Injuries
2. Car Accident
3. Slip and Fall Accidents
4. Dog Bites, and Animal Attacks
5. Wrongful Death Claims
6. Product Defect Injuries
7. Workers Compensation
8. Burn injuries
9. Physical Assault injuries
10. Elder Abuse injuries
11. Motorcycle Collision injuries
12. Truck Collision injuries
13. Commercial Trucking injuries also known as Big Rig Accidents
14. Child Accidents and injuries
15. Playground Accidents and injuries
16. Bicycle Accidents and injuries
17. Pedestrian Accidents

WHAT YOU NEED WHEN FIRST LOOKING FOR AN INJURY LAWYER IN CALIFORNIA: Not every injury needs a lawyer, that is for sure. You need informational tools that are in easy access.

✅ WHAT DOES THIS MEAN FOR YOU? You need informational tools that are in easy access. That is why I created my 9 FREE ebook downloads.

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---- Incredible 10 Secrets Ebook ----
---- Easy download BEFORE you call a lawyer. ----
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The information in these videos shall not be construed as forming an attorney relationship. Only a written retainer signed by my law office can form an attorney relationship in personal injury.

My Law Office is located in the Mission Valley area of San Diego, California:

The Law Offices of Mark C. Blane, APC
CENTERSIDE TOWER I
3111 Camino Del Rio N. Ste 400
San Diego, CA 92108
Tel: [phone]
Fax: [phone]

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