Does my insurance cover me if I'm driving a friend's car?

Does my insurance cover me if I'm driving a friend's car?
Mid-Columbia Insurance
[phone]

00:00 Does my insurance cover me if I'm driving a friend's car?

00:04 Nobody intends to get into an accident while driving, especially if they're driving someone else's vehicle. If you get into an accident while driving someone else's car, it may take a little longer for your insurance companies to figure out who is responsible for coverage, though in most cases, your primary coverage will come from your friend's policy.

00:24 Because car insurance normally follows the vehicle rather than the driver, if you suffer an accident while driving a friend's car, the accident should be covered by your friend's policy. In this instance, your personal car insurance serves as a backup plan. This means that if you were sued, your liability insurance would cover you.

[vladk]

What if my friend doesn’t have insurance on his car?