My 2024 Credit Card Goals | Updated Roadmap!

Check out my current credit card roadmap as a 22-year-old graduate student! In this video, I share the credit cards I currently have in my wallet and the next five cards I plan to acquire in the near future.

I'll walk you through each card, explaining why I believe they offer valuable benefits and how they align with my financial goals. Discover the perks of each card, from cashback rewards to travel points, and learn how they can fit into your own financial journey.

Watch the video to gain insights into my personal credit card strategy and how you can leverage similar approaches to maximize your rewards and optimize your spending. Whether you're a student or a young professional, this guide offers valuable tips for building a strong credit card portfolio!

Chapters 🎥
0:00 Intro
0:36 Chase Sapphire Preferred
2:12 Discover It Cashback
3:38 Amex Gold
4:39 Amex Platinum
5:52 Citi Custom Cash

Referral Links 💳
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Earn cash back with the Chase Freedom Unlimited or Chase Freedom Flex® credit card.

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DISCLAIMER: This video may contain links through which the channel may be provided a commission from card issuers. Do note the content and information presented has not been provided, reviewed, approved or endorsed by any of these entities. At the time of video publishing, the offers mentioned are current, but they may have changed by the time you view the video.Opinions expressed here are the author's alone. I am not a financial advisor. I do not provide tax, legal, or accounting advice. The content presented in this material is solely for entertainment purposes and should not be taken as financial advice. Prior to engaging in any transaction, it is recommended that you consult your own tax, legal, and accounting advisors.

[MattWerts]

What are your thoughts on my credit roadmap? What would you change if you were in my position?

[frisbeekid]

Love your plan! That’s the best part about cards, we can pick and choose what we want based on our needs

[joshuarey]

I would get the Capital One Venture X (mainly because of the 2x on all other purchases and priority pass) over the Amex Platinum. For my situation, I can’t justify the steep annual fee of the platinum card which is basically a coupon book and some of the credits are divided and redeemed per month. Also, the platinum card only makes sense for me if I travel more than 3 times a year.

My credit card setup would be:
1. Amex Gold (currently have)
2. Capital One Venture X Visa
3. Chase Aeroplan Mastercard
4. Wells Fargo Autograph Journey Visa
5. Citi Strata Premier Mastercard
6. Bilt Mastercard (maybe if they introduce a welcome bonus offer)

All in the span of the next 2-3 years. My intention is to diversify my points ecosystem and transfer these flexible currencies strategically to airline and hotel partners.

Good luck! Can’t wait to learn more about your credit card journey and hear about your travel hacking experiences in the future.

[EpicDounuts]

Are you cancelling cards as you apply for more cards?