3 Best Credit Unions in 2024 🏦 #shorts

Here are the top 3 credit unions in 2022 for checking and savings accounts.

3️⃣ Pentagon Federal Credit Union (PenFed): for rewards credit cards: Pentagon Federal Credit Union (PenFed)

How to join: Military affiliation is no longer required to have a PenFed membership. You can become a member by opening a PenFed savings/share account with a $5 deposit and maintaining a $5 account balance in order to keep your PenFed membership active.

Noteworthy financial products: The PenFed Platinum Rewards Visa Signature Card is also a fantastic gas rewards credit card with no annual fee and has the highest rewards rate at gas stations with 5X points per dollar spent for gas purchases at the pump. PenFed also offers other types of credit cards, checking and savings accounts, mortgages, auto, personal and student loans and more.

2️⃣ Navy Federal Credit Union: Best for military members: Navy Federal Credit Union (NFCU)
How to join: Military affiliation is required to join Navy Federal Credit Union.

Eligibility options include:
* Active duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard and Space Force
* Members of the Delayed Entry Program (DEP)
* Department of Defense (DoD) officer candidate/ROTC
* Veterans, retirees and annuitants
* DoD reservists, civilian employees, civilian retirees and annuitants
* U.S. Government employees and DoD contractors assigned to DoD installations
* Family and household members of the groups above
* Send and receive money with Zelle.

Noteworthy financial products: NFCU credit cards offer some of the best terms, benefits, services and rewards.Their Visa Signature Flagship Rewards Credit Card is a standout offering. Cardholders also get a complimentary year of Amazon Prime, a reasonable 9.99% to 18.00% variable APR and up to $100 credit for Global Entry or TSA PreCheck applications every four years.
NFCU also offers a range of other credit cards, checking and savings accounts, personal, auto and student loans, mortgages and more.

1️⃣ Alliant Credit Union
How to join: The easiest way to become an Alliant Credit Union member is by supporting Alliant’s partner charity, Foster Care to Success. However, unlike other credit unions, Alliant pays $5 on your behalf when you apply to join the credit union.

Other features include:
* Employees and retirees of select organizations
* Relatives of existing Alliant members
* Members of select organizations
* Live or work in a qualifying community in Illinois

Mobile and online features: Alliant has a strong mobile and online presence, which is important because they don’t have any physical branches. Members can deposit checks via the app, as well as make payments, manage accounts and use Alliant’s built-in budgeting tool to set financial goals both online and via mobile.

Noteworthy financial products: The Alliant CashBack Visa Signature Credit Card is a great cash-back credit card that offers 2.5% cash back on all purchases (up to $250 in cash-back rewards per billing cycle). Alliant Credit Union High-Rate Checking is a good option with reimbursement for up to $20 per month in out-of-network ATM fees. Other Alliant Credit Union products include personal, auto and home loans, savings accounts, CDs, IRAs and more. #creditunion #top #2022 #best #creditreport #creditrepair #credithacks #credittips #bank #review

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About Limitless Culture and Mike Meza:
Hi, I'm Mike. I established Limitless Culture with a singular objective, to improve creditworthiness and provide credit education for regular, everyday people with fun and engaging content, DIY products, and (for some because no everyone needs it) monthly credit repair services for people with specialty disputing needs. I want to empower working-class people and their families to be able to take control of their credit files the right way.

[fractal]

I repaired My own credit just by doing research online and I use some of your methods as well I went from a 530 to a 788. Mostly just getting my old addresses removed disputing debts I even got two legitimate debts I knew were mine but I requested debt validation and they weren't able to validate it so they were removed as well....

[RTRider.MaxCaptain]

Alliant Credit Union is The Best! Member for over a decade. You can’t beat them. My house, and my car were financed through them.

[joannoluigbo]

Navy federal credit union the best, I did their mtg credit reports, went to visit them for the first time in merrified va, omg I was treated like a queen, and when I walked thru that front door what I felt was peace and happiness. Today I'm 65 people still tell me how much they love Navy fed credit Union. I speak the truth.

[alvareza]

I love Navy federal. They have a hidden bonus for senior enlisted. We get 1% off loans.

[jakenuno]

I stayed out of the game until I learned to play and win. Watching your videos assures me that I know the game well. 💪

[IlakuSoKingg]

Damn finally someone who knows about credit and not just doing it for the views

[tatdMama]

I’ve been with NavyFed for decades and was able to get my credit score from fair to excellent in just a little over a year. I’m always looking for something better though.

[kynemarkowitz]

Thanks for helping with the top three and good suggestions

[Jesussaveme]

Delta Community Credit Union is number one and Georgia and has over 26 branch from Texas, Utah and Kentucky. Highly recommend!!!

[MarkH]

ALLIANT joined. Member of NFCU already.

[skipdegraff]

Alliant kept emailing me and I didn't know... thanks brother

[pointpleasant]

I love PenFed Credit cards….Fabulous. I however closed my checking and savings account within 3 months of opening an account. They never answered the phones. Never returned calls for messages left. And had horrific General customer service. But their credit cards are terrific.

[CrazyCatLady]

I've had navy Federal for 20 years they are awesome

[ourfamilyemail]

Disagree regarding Alliant i have had 2 loans declined (auto and debt consolidation) both on the 11th hour. Communication and Customer service is lacking.i was approved by other credit unions such as Navy on both loans.

[cobra]

I'm with Align credit union and DCU

[dallaswagoner]

Love the videos
But one I really like is RBFCU

[Bubbaxmonster]

I’m with local government federal credit union

[reinamacaren-a]

I belong to 2 out of 3. Never heard of #1

[Razorpig]

Navy Federal credit is not in alot of locations.

[CORONATIME]

what do you prefer alliant credit union or NIH credit union and why?