Real Estate In Germany Is Cheaper Than Ever!

Discover the hidden truth about the real estate market in Germany! 😱
Contrary to popular belief, real estate in Germany is cheaper than ever. The media may tell you that property prices and rents are skyrocketing, but we'll reveal why the real estate affordability index from the OECD and the German Economic Institute show a different picture. 🤓
Learn how falling property prices, rising mortgage rates, and increasing salaries make NOW the perfect time to invest in German real estate. We'll break down the myths and facts about real estate investing in Germany, exploring everything from mortgage rates to government regulations.
Ready to challenge what you've been told? Watch now and unlock the secrets to affordable property investments in Germany.

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PerFinEx GmbH - Personal Finance for Expats
The #1 English-Speaking & Independent Financial Planner in Germany

[PerFinEx]

If you saw the dog, book a free meeting with us on perfinex.de/meeting

[mbnesbitt]

The right choice of an investment has always been a big problem for me I know picking a wrong investment will leave a big scar in the future.

[kumarkishwar]

@PerFinEx. I had a constructive talk with one of your colleague. Unfortunately, you don't operate in Berlin and I don't know anything about Munich or Other cities in Germany. Overall, constructive call.

[ROBOROBOROBOROBO]

It’s going to get even cheaper like any other German asset. Unfortunately Germany is de-industrializing due to its disastrous energy policy.

German climate was never good for green energy alternatives, you spent trillions, but can’t generate half of Texas’s renewable energy, why? Because unlike Texas, you don’t have the necessary solar and wind density to justify these investments. They aren’t feasible, period. Putting solar panels to Berlin is the worst thing anyone could do for their energy security and climate to be honest. Because you don’t even pay the carbon debt you incurred, they can’t generate enough to balance emissions that happened while producing those panels. You increased your emissions with these decisions while having the most expensive electricity bill in the world.

Also the population is aging out, soon the largest working cadre in Germany will be moving into mass retirement (baby boomers). So I would maybe invest in retirement homes, but there is also no guarantee the state won’t go all socialist and make private sector pay for its mistakes. Like price caps for retirement homes that wouldn’t even put you anywhere near to your breakeven point.

Also the migration policy has been a major failure. You scared off skilled educated migrants with excessive bureaucracy while making migration easier for refugees &unskilled migrants. Moment US adopts a German blue card kind of visa instead of H1B, I think the last remaining talent will leave the country. Not just migrants but young Germans engineers too because taxes will rise for the young people with the upcoming mass retirement wave.

Only way I would invest in Germany is through shorting its economy.

Thank you, very informative video. Sadly, I was planning to buy an apartment last year but because of the rise of far-right and immigrants-hate across all german parties and their support for external wars it made this country less attractive and stable to invest in and better to move elsewhere. I am glad I didn't fall into this trap and I would have wasted a big chunk of my hard earned money here.
I would really love to hear if you have advice on investing in other EU countries like Spain and Portugal and how it works with the German tax system, if possible.

[oucemabenlagha]

There's one important factor which is not taken into cosideration when intrests were around 11% the property prices were really cheap compared to nowadays (e.g: 250k aparment now would cost 60k at that time)

[AuroraEsperanza-fg]

Great video, sure picked few very important points. I have been on the lookout for other investment strategies to diversify my portfolio over the past months but all to no avail as i have already lost capital to illegitimate schemes.

[vsevolodnedora]

Thank you for an interesting video. I am not an investor per say, by I am looking into buying a house in Germany (where I currently live) in the next few years. Interestingly, I only heard the sentiment that housing prices in Germany are absolutely enormous and private property is affordable. And comparing Germany to US it is hard to see it any other way. However, perhaps. looking at Germany in isolation, it is now in a good place with respect to its housing situation than before. I have to agree that regulation and over-regulation as well as inflexibility of the market players and the market itself makes buying property in Germany less justifiable than it could have been.

[Bimbo]

Yeah they paid 11.5% for a 40.000€ house. Now that house costs 300k

[gwalia.online]

investor sentiment for Germany is at the lowest level ever. Banks are nervous.
Is it a time to act like a Hero and have multiple 100K credit at high interest rates%? No for me, unless the price of the property is unmatchable. But once you sit on negotiation table, you find out such discounts are only available in small cities only. I am only interested in A cities

[krishnaduttmishra]

What do you think should we invest in big cities or smaller cities?

[cristinavidalart]

Very informative! Thank you :) How would it work buying a home as a real state investment so costs can be writen off taxes, but after, let's say, renting it for 5 years, you decide to live there yourself. Is that a possibility??

[mjg]

Thanks for this info... could you make an updated 2024 video about the best FREE credit cards available to German residents? I'm considering Barclayscard, BNP Paribas kreditkarte but would like some advice from you.

[peepeefrog_]

Im sorry, do you need donations for mental problems? Barely anyone can buy property here

[AhsanUllahAmeen-yeno]

Why would I compare to all the way back to 40 years when I was not even born. My comparison would be to 2 years ago when the rates were 1%.

[dagonit]

Real Estate In Germany Is Cheaper Than Ever* exept from 2005 till 2015 or from 1985 till 2020, depending on which index, presentend on this same video, you want to consider. LOL And, please, tax deductions?? I'm a "real estate" owner, as you out it, freaking taxes in Germany are so high that any deduction is just laughable!