BEST SAVINGS: March 2024 update

Find out which savings accounts will pay you the best rates right now in my latest roundup.

*Find the latest accounts in my regularly updated savings account best-buy article over on our site

*More on these updates on the blog
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W A T C H N E X T

Updates on the best savings, current accounts and credit cards

Should you move your savings?

Regular Savings accounts explained

#Savings #HighInterest #BestSavingsAccounts


TIMESTAMPS

00:00 Lots of rates now beat inflation
00:22 Are rates better or worse than last month
03.30 Inflation and base rate news
04:40 Best Easy Access accounts - up to 7%
08:00 Best Limited Access & Notice accounts - up to 5.45%
09:10 Trading 212 offers 5.2% account
10:34 Best fixed rate savings - up to 5.26%
12:14 Premium Bonds cut
12:14 New Co-op regular saver - 7%
13:33 Best regular savers - up to 7%
15:52 Best ISAs, including Chip ISA and Tembo/Moneybox Lifetime ISA hikes

MORE

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A B O U T A N D Y

DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

[LawrenceTimme]

You should have the best at each minimum payment. The ones that need £10k or £25k minimum are pretty insane for us mere peasants. Would be good to have a table split into minimum balances £1-100, 100-1000, 1000-5000, 5000-10000 and 10000+

[acmramon]

It would be nice if you can do a video with best savings accounts that have mobile apps, like the main banks. These accounts don’t have apps and even if they are fscs protected, they are not practical. For £30-£50 interest extra a year i would stick to a bank that has a good app

[danmeck]

I opened the cahoot account. Thank you.

[essjaiMOI]

Thanks for the video!
Can you do a video explaining how cash back works, what to look out for / and best options?

[rationbookrebecca]

120day notice is 5.7% at Earl Shilton Building Society.

[marksmith]

Thanks Andy always like your updates, Yes I’m always interested in ISA’s, hopefully there’s some good rates in the new tax year in April?👍🌟

[NightElff]

Super useful video! I love that you started to cover Trading 212, although it's not a savings account it's hugely relevant!

[getgrizzles]

Hi Andy, how about OakNorth Bank Cash ISA Fixed 1 year 5%? Thanks

[Kyle_connolly]

No mention of the Skipton 5.5% saving account ? With the max of £3000

[JK__]

How long does Zopa or Chip ISA/Savings accounts take for withdrawals to hit your nominated account?

Zopa say often less than 10mins but can be 2 hours whereas Chip says up to 2 hours. Is Zopa actually quicker than Chip?

[ajc]

I have regular savers with First Direct and Nationwide (7% and 8%) I plan to open a Chip ISA next month and start a new First Direct regular saver when the current one matures and closes. Is this the best option.

[AG-sogl]

Chase. 4.1% up to 500k 😊. The others have very low ceiling

[parthpandya]

Which one is the best Fixed Cash ISA, apart from Virgin Money (as don't want to open another current account)?

[Bettys_Eldest]

Just wait until the NS&I one year 6.2% matures in the autumn, the market will be flooded with cash and rates drop further.

[ptalex]

Trading212 at 5.2% as an ISA is pretty good though!

[kloppsippingvarsenaltears]

I just opened a chip cash ISA account, looking to deposit money in but don't want to give them access to my main barclays account. Have contacted chat, where the bot said I'd get a response within 48 hours... 😒

[kadambini_]

can International students (tier 4 student visa holders) open LISA to save for a deposit? and can they withdraw it at a later date if they have to leave the UK in the future? Thanks

[davidbutlin]

my lifetime ISA with moneybox is still at 4.25% is it only if u open a new one? doesnt seem right to be punished for being loyal. cud i open a new one next tax year and transfer my current one over to it?

[RandomUser-]

It's a shame My Community Bank stopped their 5.17% Easy Access a few days ago.

Hey Andy, I don't suppose you could make a video talking about 5 year fixes, and if they're worth it, considering everything going on? Sure they might beat interest rates in the future, but also you're powerless to do anything if inflation goes higher etc.

[davidmurray]

The problem is (and I apologise if this sounds daft) I’ve literally not heard of most of these banks, how safe are they?