Sample $4.8 Million Retirement Plan

In this week’s video, we are back with our sample clients, Jim and Joan, from last month. Liz uses a software program to show how strategic Roth conversions can significantly reduce taxes and IRMAA costs in retirement. She also offers an overview of how to invest assets for different periods of your retirement to ensure your plan aligns with your goals and leaves a legacy for your heirs.

Here’s some of what we discuss in today’s show:

0:00 – Intro
1:38 – Planning strategies
4:40 –Taxes over the course of retirement
6:45 – Bringing down IRMAA costs
9:54 – Creating a bucket plan