Low Income Budget Vs Actual Spending | September Spending & Savings Review

The dreaded monthly closeout is here again. Its tie to review my spending and savings for the month of September. Each month i compared the budget i set up at the beginning of the month to the actual spending i did during that month. Here's how i do it.
00:00 Introduction
00:39 September Spending
06:35 12 Week Year Score
09:29 My Thoughts On Sofi High Yiedd Savings
11:25 Saving Rollover
12:06 Chit Chat and question of the Day

Subscribe to follow my low income single parent budget beginner journey


Sofi referral link:


Use code: SeriouslySaving for 10% off

If you want to contribute to the Channel use the“Buy Me A Coffee” link


Welcome to the BUDGET BEGINNER community 🦋💕 Helping low income single parents budget and save with my unique budgeting formula Hi Everyone. Follow along as I work to alter my budgeting habits. The goal for my channel is to try different savings and budgeting challenges in order to find what works best for me. Watch me begin my savings, budgeting AND YouTube channel journey from DAY ONE as a budget beginner. Follow me through my journey and learn from my mistakes and successes. Watch to see a realistic account on the ups and downs of budgeting and saving IN REAL TIME with REAL NUMBERS. Subscribe and check in periodically as I document my progress. If you are a beginner like me, let’s support one another. I’ll be completely open and honest with every step along the way. Let’s do it!


🦋 Beginner Friendly videos 🦋
(Most helpful if watched from oldest to newest)

My first cash stuffing ever

Beginner budget binder

Budgeting BEFORE payday

Low income cash stuffing

Summer budget strategy

Low income savings challenge strategy

Variable funds and sinking funds

September Monthly Budget

How I pay a LARGE monthly bill (Car Note/Loan) with LOW income | Detailed Budgeting with Examples

Extremely detailed zero based budget

#payday #goals #cashstuffing #savingmoney #budget #lowincome #budget2023 #savings #motivation #money #budgetbypaycheck #budgetbeginnercommunity #Budgeting #Budgetwithme #savingschallenges #savingmoney #sinkingfunds #goals #financialfreedom #personalfinance #financialliteracy #financialgoals #series #budgetjourney #seriouslysaving #debt #debtfree #Snowballmethod #zerobasedbudget #bills #cashenvelopesystem #cashenvelopes #lowincomebudget #Singleparent #budgeting #sinking funds #budgetbeginner
#budgetbeginnercommunity #lifehacks #fyp #lifestyle #money #cashflow #growth #singlemom #craft #budgetingbeginners #beginnerbudgeting #Debt #extremesavings #couponing #mealprep #investing #budgetbinder #cashstuffing #savingmoney #savingschallenges #planner #plannercommunity #budgetcommunity
Subscribe to follow my low income single parent budget beginner journey

[Cocacabanabudgets]

Spawn me some girl 😂 great job tracking everything! I really need to get out of my slump and focus!!

[terryjoseph]

Sis...I turned someone else off to watch you.😂 LOVE YOUR VIDS!

[tndee]

Usually we stay at home or cruise. At one time, we would rotate between my in-laws and parents home. Our family does get together on Thanksgiving with my older brother.

[latanyaneal]

❤ good evening how are you doing today ❤

[mylifeisaparty]

9:10 well, thanks for reminding me that 2025 is in 3 months... I don't know how to feel

[ShereePhifer]

I been waiting to sign up with a Sofi but I’m not for sure how to remove or transfer money