25 Ways to Save $1000 Fast

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance

Ramsey Network (Subscribe Now!)

• The Ramsey Show (Highlights):

[evalina]

4:15 1. Use a budget. 2. Return items u jus bought on sale. 3. Don't buy more food. Use what u got. 4. Carpool to work. 5. Turn off the lights. 6. Adjust the thermostat. 7. Unsubscribe from sales emails. 8. Skip the coffee out. 9. Pack ur lunch. 10. Buy ur pizza at grocery store. 11. Sell your stuff online. 12. Sell plasma. 13. Work overtime. 14. Take on a 2nd job. 15. Cancel any paid apps on phone. 16. Wait 24 hours before making a purchase. 17. Use cash. 18. Have a yard sale. 19. Set up automatic deposits into your savings account. 20. Look around for change in ur house. 21. Negotiate fo a raise. 22. Start couponing. 23. Adjust tax withholdings. 24. Reduce ur cell phone bill. 25. Look at ur insurance & see where u can save.

[ColleenJoudrey]

I saved my $1k early in 2020 and haven't had to touch it as of yet. I'm now working on an LOC that was left neglected for way too long. $12K paid off in 18 months and $20k to go.

[terbearm]

My kids are taking a personal finance class at school using the Dave Ramsey program and love it! They saw first hand how important an emergency fund is when we had our washer die in August and we had the money to replace it. We built our emergency fund back up only to have car repairs this month. Again using our emergency fund and not credit 🙌🏼

[Carl_Johnson_from_grove_street]

Another tip: thrift clothing. You can find really great pieces for super cheap. And save so much money.

[MillionaireMindsetClub]

It isn’t what you earn but how you spend it that fixes your class.

[richardsmith]

Brilliant explaining for an emergency fund within the first 2 minutes. Great ways to save really fast

[hereforthebs]

Rachel, always finding ways to help us cut back and dig a little a deeper.

[jennifermiller]

I love the RC show and follow a lot of the advice given. These are great ideas on saving money. There is one idea that I do want to give people a warning about and it is delivering food with apps like Doordash. If you are a woman, it is no longer safe to do those kinds of apps alone at night. Please keep in mind that when you are delivering for Uber Eats, Doordash, and the like, your customer sees your profile picture and tracks where you are. You are going up to that person's home at night. They could easily a grab you and/ or rob you as you drop off the food. No, I am not over exaggerating on this and have heard horror stories from pizza delivery and food app drivers. I have also driven for Uber for three years to make extra money. Even now, I'm trying to find another way to make extra money as Uber has become more and more unsafe, and I only drive during the day. I would never recommend any woman delivering food or driving alone at night for safety purposes. Drive/ deliver during the day and/ or have someone go with you.

[danielloftus]

It's easier and faster than ever to buy used appliances in an emergencey. So DO NOT buy extended warranties on new appliences

[nanrussell]

Looking forward to your Selling Online video. I own a lot of craft supplies that I see being sold on Ebay and Etsy, but I afraid of taking that first step. Thanks, Rachel.

[maryd]

Be careful of turning off your heat in the winter. In an apartment and elsewhere it can mean frozen pipes. Coming back to water everywhere is a huge expense and there can be other issues.

[myyear]

Love your show Rachel! You make it fun to watch and more from a woman's perspective too

[roriperu]

Thank you very much for this tips, I’m sharing with my family too.
God bless you 😊

[jo-annmacneill]

I love that shirt you had one. Looks very nice

[kendrarhodes]

I’ve done baby step #1 multiple times and, so far I’ve always had to use it. Glad I had it, but I want to keep it a little longer. Lol.

[Helena-oury]

Haha 😂 I actually did the opposite of one of these, I was a couple of months off tax time so asked my employer to take out extra tax to make sure I didn’t have a debt (really I just wanted the savings). It saved my fund as money was tight and I would not have had the discipline with it that way, this just made it so I absolutely couldn’t touch it.

[atdepaulis]

I would not have spent the money to get a nee dish washer… we wash by hand right now. Maybe one day after BS 2 is done we will get it repaired but for now it’s not in the budget

[deborahderosa]

Credit cards get you airline miles. Just pay the card off at the end of the month.🎉

[MegaDiddlemaus]

Save $ 100 monthly that would already be something slowly. Stop shopping and eating out 👍

[brianpulliam]

Thank God for savings. My car has been a "thorn in my side" for the last 3 years, but I haven't had to use debt to cover maintenance and repair bills.