When Should You File an Insurance Claim!?

Insurance claims are very tricky. It all depends on what type of insurance company/agent you're with. Should you file a claim if it's $500 or $1800? More in depth advice... Thanks..

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Please comment below with any questions you may have.

Disclosure: Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.

[onetrueheart]

You are the best at explaining insurance scenarios

[faranmir]

While backing up, I hit my rear bumper with the fence behind, bumper was broken and also little paint came off, should I call agent first and what should I tell my agent ? What’s the first step should I take ?

[guneskahram]

Hey!! I like your videos . You help me to save a lot. I change my insurence and had full coverage in 5th of december . I paid my first month in 28th of December. Now because of rain i slide and hit hard to a barrier. Airbags exploded . But i could drove to home . Now i m planning to call insurance and clam it . Do u have any recommendations ?

[greatagainmowing]

Everything you said is what I have been surmising to be the case—and it stuns me. It seems like a regular person just can’t win—or even stay afloat.

[briandaley]

From your experience, do comprehensive or glass claims raise your rates at renewal? Or even towing? Also any disadvantage for filing a claim through your own Carrier for a not at fault accident vs filing with at fault Carrier?

[patrickmoloney]

Interesting video. Keep up the good work!
Could I get your opinion on this situation - our 2006 Prius had the catalytic converter cut out while parked on the street in Milwaukee WI. I have $1000 comp deductible through Progressive. There are 4 drivers on our policy and we have had a few minor at fault accidents and a couple of tickets in the last 5 years (is there a higher allowed number of instances with a multi driver policy?). Original part dealership repairs $3, 000 or more and after market non dealer repair around $1, 400. Due to vehicle age it is kind of a third string vehicle but still in reasonable condition and working order. Thanks in advance!

[karlaerickson]

Mark
Do you have to file a claim if your vehicle break down along the road

[cocotulle]

Thank you for this! Any advice with my situation would be helpful! In February I slipped on ice and crashed through a sign and it split my bumper. It seemed mostly aesthetic and I didn’t want my rates to go up so I didn’t file a claim. The estimate ended up being $900 to fix it and I’m also noticing other issues with my car since it happened (can’t open the hood, a rattling sound under the car, etc.) I want to file a claim now but I’m worried they won’t help me because too much time has passed AND my rates will go up. Any insight into this? Thank you to anyone who knows about this! 🙏🏻

[Crazystuff]

Hey, great video! I have a question for you. I recently was involved in a hit and run and i didnt know what to do and i just immediately called the police and insurance . I think they started a claim for me but after i looked at the damage it really wasnt bad at all. So i dont know if its worth it, and i dont think its worth trying to track this person down or take them to court. Is there a way to cancel the claim? i havent gotten any estimates or sent any photos in or anything like that yet. I dont think they have any extra bumpers right now anyway because of shortages.

[redciroc]

Rates go up even on great drivers with 850 credit score

[boomvas]

My deductible is $0 comp and $50 collision.
I hit a pothole and they have me $600 -I'm thinking about switching insurance company and got quotes and they are offering a better deal then what I'm paying right now.
I don't know if I should switch or stay because I filed a claim

[secondgendan]

Can I total my vehicle without filing a claim

[CasketParade]

So my car was parked on the street and while I was in the house someone hit it. They said the estimate would be about $1460 and I have a $1500 deductible. Is it better to wait for the at fault drivers insurance to cover that or to just pay the deductible and hope to get my money back? Also does that seem like they are trying to cut corners to keep the cost below the deductible or just coincidence that it came so close to the deductible cost?

[jannettemora]

Can you help me to get my auto insurance here Washington State?

[mariaugalde]

Hello I had a accident early this morning I took it to the shop and the estimate to fix it is about $5, 000 it’s really bad ... I don’t know if to file the claim because the insurance is under my parents and I don’t want it to go up but I don’t have that much money to fix my car

[AAhmad]

Is there a way I can ask u serious questions in private I can provide pictures of my accident

[diamondmcmillan]

Hey there Mark Flockhart, I were watching your video and had a question. To clarify, I had insurance (Progressive) through Acceptance for a year, lost it for lack of payments - so I reinstated, pointing out that I wanted the same insurance and same coverage (Progressive) thru Acceptance. I however were given Acceptance, but with only PIP coverage than Full coverage: I've cracked my windshield and wish to make a claim, but I can't! How should I handle this?

[redciroc]

Dude this a pointless video, if you got insurance use When you don't use insurance is when the damage the same as your deductible simple damn