How many mutual funds should you have in your portfolio?

[MkRaghavan-tr]

You guys are amazing started disrupting the financial literacy space.

[rajgopal]

Better to have many funds spread across AMC considering violations of SEBI rules by AMC's. You never know.

[abhinavnandan]

I have 20 mutual fund in my portfolio and will continue it for long term. 😊
Have Lumpsum and SIP distributed among them. ✅

[vijaypalaskar]

ICICI Pru nifty 50 index fund
SBI large and midcap fund
Parag Parikh flexi cap
Hdfc midcap
Nippon small cap
Axis small cap
Motilal Oswal nasdaq 100
Icici prudential gold mutual fund

[laasyasvlogs]

Karthik Sir, pls let me know about children education purpose funds for the next 5 years, my daughter in 10 class now, pls help us to planning properly🙏🙏🙏

[ASXYZEE]

That makes no sense. If you bulk invest (for any goal) using an index/fund at its dip/low you will easily make good returns given medium to long term timeframe, you could have as many funds as you want, given you understand each of them. There’s no problem even if there’s an overlap. For those investing for never redeeming it works even better.

[ananthakm]

I already have 11MF in my portfolio and thinking to add 2 more.
So, 2 funds in each of large, mid and smallcap. And 1-flexicap, 1-large&midcap, 1-microcap, 1-ELSS, 1-international.
And thinking to add 1 momentum and 1 international and 1- thematic fund.

Experts, please tell me, Am I doing wrong?

[NEETJEEPhysics]

These days we observe many frauds across mutual funds like quant, axis, nippon small cap, Motilal Oswal etc.. so we should diversify..u never know the mutual fund u invested all of a sudden starts underperforming because of some fraud

[mnsexim]

Quite aptly explained. Not many say so in such few words. Keep it up Bro.❤

[coldstone]

Short term with debt fund and long term with equity fund. Brilliant

[manish]

Please review my portfolio:-

1) ICICI blue chip - large cap
2) HDFC Flexi cap - combination of large + mid + small
3) Nippon small cap fund - cap

Does this portfolio looks good or I need to add anything?

[abhijeet]

I have a question:
should i invest 5-6k in a fund or choose 2-3 funds in the same genre and divide and invest that 6k in that 2-3 funds?

[TJAZZ-MUZIK]

How timely. I was just about to make this exact mistake 😂. Thank you 👍🙏

[adityakonapur]

I have a doubt. Is the nav price averaged when i buy a scheme at muiltiple levels. Say i buy rs 1000 lat NAV 50. THAN NAV goes down to 45 . I buy anothher 1000 rs .

[Vandanms]

Then how long can be morally considered long term??

[noclicheplease]

They say mutual funds are the easiest investments to learn. But I never understood it. Nothing is as simple as owning a share. ETF I understand, but not an MF.

[rawtech]

Hdfc largemidcap 250 index fund 50%,
Nippon india largecap fund 20%,
Kotak equity fund(midcap) 10%,
Axis smallcap fund 20%,
Parag Parikh Flexi Cap rs 1000/month
How is mine??? Newly started

[Jaspreet]

One scenario is if i have invested 2 lacs in one large cap fund

And scenario 2 is invested 1-1 lac in two well doing different large cap funds with 60-70% overlapping and have same TER.

How second scenario is harmful ? As expense ratio will be on 2 lacs in both scenarios and also second scenario is giving diversification within same category.

Please help !

[bhargavigude]

Can anyone suggest what is the best mutual funds.i want to strt mf in Nifty 50 index bt whether it should be in uti or sbi or icic or hdfc etc (large cap or mid cap or small cap)

[TithiPurkait-yj]

Suggest some good debt funds and hybrid funds