How many Mutual fund should you have? Mutual fund diversification #shorts

#mutualfundsahihai #mutualfunds #sip

[sajalmehta]

Less than 10 ho aur overlapping kam ho toh best rahega

[drsachin]

Two mutual funds can have invested in same stocks. It is not necessary to be 300 different companies

[SunShine-geyj]

I think 5-8 is okay, don't listen to this

[rurudra]

One can have 4-8 funds as well. Each funds have different Investment styles..

Diversification across AMCs, MarketCap and investment Styles is recommended

[starboy]

5 MF is also fine.. Yeh Bakwaas kar rahi hai.. It all depends kitna amount invest kar rahe ho monthly agar 10k hai toh 2 to 3 is more than enough.. Agar 50k se zyada hai then 5 to 6 is good

[ashishborgaonkar]

It is totally based on overlapping.... If you have 2 similar funds with 3% overlapping. Thats fine ....

[xrqiccq]

Kuch bhi!!

Most similar mutual funds invest in the same 40-50 good companies. So it boils down to the management talent to churn them profitably.

So go for sectoral/ thematic funds if you want to outperform gen funds.

[gauravarora]

We should also consider common stocks in all the MF's. Bluechip, Index & Flexicap MF might have many companies in common.

[manojsuri]

You need at least 4-5 funds. It is said that your single mutual fund should not hold more than 25 percent of your total investment throughout.

[manojvarghese]

If it is overlapped all will perform. I have 12 direct and 12 regular. All are out performing except 1.

[RakeshKumar-kozl]

Maine 13 mutual fund me investment suru Kiya tha...fir jisme mujhe 70% k upr return the unko...rkh kr...baki k redeem kr diye...or woh paise wapis..apne bache hue mutual fund me dal diye...so aaj...mere sare mutual fund.. around..80% - 100% return k aas pass h...

[pritamchougale]

2 MF would be under diversification. I think 5-8 in good.

[rupakmitra]

If 2 those 2 active fund wont provide good/expected returns after investing of 5 years, wht is your suggestion.
Better to invest in atleast 4/5 funds of different categories to diversify.

[pratiksadegaonkar]

Madam agar har mutual fund 50 stocks hold karta hai to usme se 30-40 stocks sab me common hi mil jayenge check kar lena. So 5 mutual funds hold karne pe bhi 100 stocks se jyada nai hoga.

[physicsbyvikash]

Mai to madam ko dekh raha tha 😂, i don't know what she told 😢

[GOBINDKUMAR-ujjx]

I have 12 funds SIPs . XIRR 25%+

1 index, 1 large cap, 2 mid cap, 3 small cap, 2 ELSS, 1 large & mid, 1 Value fund

[ewjdk]

Different mutual fund could be for different target could be buying car ....house or any other thing

[saisathyam]

Diversification is one thing and weightage is another. Different mutual funds have different ratios of investments in different stocks. Even if same companies are being invested again there is a catch in the ratios in the weightage of every company. Hence over diversifying can work really well if you plan it out well. Same theme mutual funds perform different why? This is the reason. Hence do invest in multiple mutual funds. Tomorrow if u want to redeem you have an option of whether to choose a profitable one or a loss one. If not diversified then you don't have that option. Don't go for easy knowledge. Dive deep into it and know for yourself. People will tell what they know. You should not loose your money. Learn and then invest. Don't blindly follow others

[tariquesajjad]

It’s not like that there could be two or more mutual fund holdings would be same of same companies.. every MF would be hold different stocks this is a very rare scenario madam..

[SachinGupta-dnwt]

Elss funds, nasdaq, index, small cap, debt isme hi itne saare categories hogaye. Around <=5 mutual funds are good