HDFC ERGO Optima Secure 2023 Health Insurance Unbiased Review

If you are planning to buy HDFC ergo Optima secure 2023 health insurance plan then this video is for you. I have explained each and every benefits and features of this policy in detail.
There are lot of hidden terms and conditions that you need to know before you plan to buy this HDFC ERGO Optima secure Health insurance.
If you want my personal insurance advice you can directly contact me for unbiased opinion:

HDFC ERGO Optima has Three variants:
1. Optima Suraksha
2. Optima Secure
3. Optima Super Secure
4. Optima Secure Global
5. Optima Secure Global Plus
according to your budget, health condition you can choose accordingly.

#hdfcergo #hdfcergooptimasecure
#healthinsurance

[caakashpal]

I have not done add on for Critical illness. Whether it's covered or not.
Also i have just make payment and policy document is still not received and policy showing invalid.

[vibhor]

Bhai ek baat batao ye insurance claim krne me problem to ni ayegi na?

[akashbhagat]

Bro which no. Are you dialing from your left hand ?

[nukarajubatchala]

How much percentage discount can get NRIs & what's are documents required

[nationfirstnationfirst]

Kya waiting period dubara se start hota h policy port krwane pe

[mitra]

This 3x or 4x of basic sum …..if required do we get it for one time hospital admission .

[beautyofnature]

At what time is suitable for phone call?

[deepalibharankar]

Hi, in Optima secure plan, if secure benefit and plus benefits are fully utilised in future for example on 5th year, then on renewal does these 2 benefits gets added again? And does unutilised amount gets carried forward to next years?

[rrathi]

Hi, one query regarding aggregate deductible feature of Optima secure policy. If we go for 50k deductible option, and if there are 2 separate claims of 45k and 55k in same policy year then do i need to pay 95k (45+50) from my pocket and only 5k will be paid thru insurance?
Thanks in advance

[laxmigoyal]

Hello sir i want to take health insurance policy for my parents. Father age is 60 years and mother age is 52 years and i am confused between two options star health assure and hdfc ergo optima secure. Please suggest me the best option. Thank you

[aparnar]

Hi my father diagnosed with tumor since one month and done with the surgey. Does hdfc ergo offers claim for admissions and chemotherapy??

[keyurrughani]

Yes Ramsir, Please go through the Go-digit health insurance plans as it is lower in premium compare to other companies. Share your thoughts and review on it.

[thanos]

Sir Optima Secure me Critical Illiness add on nhi karwaya hai. To kya wo 51 Critical disease me se koi disease hone par cover nhi hoga ?

[rajpandey]

Bhiya meri kidney transplant huyi hai to mere liye kon sa hoga

[jyotirmaybiswas]

Hello dear...I have this policy from last year and next renewal on September '23. Shall I continue or not?

[sapss]

If i purchase HDFC Ergo, immediately cashless will apply ? What is the waiting period for new plans

[pradeeppatel]

You saying not to take unlimited restore.. you can tell price for it ? If less than 1% of premium then what's the issue taking?

[rajarshi]

Hi. Main apne aur apne wife ke liye ek 1 CR ka health insurance le Raha hu. Mere paas pehle se hi corporate insurance hai. But ye insurance apne future ko secure karne ke liye le raha hu. Confused between hdfc ergo optima super secure and niva bupa reassure 2.0 . Aapke hisaab se kaun sa better hai?

[benlyngdoh]

Hi, are you sure there is no room rent capping for suites in Optima secure plan?

[jjnjdhc]

I want to buy health insurance policy, i have doubt as which one to buy for my family, 1. Icici health advantage or hdfc ergo optima secure. ?